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HARRISBURG - LINKBANCORP, Inc. (NASDAQ:LNKB), a regional bank with a market capitalization of $262 million, reported net income of $7.8 million, or $0.21 per diluted share, for the quarter ended September 30, 2025, compared to $7.4 million, or $0.20 per diluted share, for the previous quarter. InvestingPro analysis shows the company trading at an attractive P/E ratio of 6.9x, though four analysts have recently revised their earnings expectations downward.
The company’s board of directors declared a quarterly cash dividend of $0.075 per share, payable on December 15, 2025, to shareholders of record on November 28, 2025. The current dividend yield stands at 4.33%, notably above the company’s 5-year average of 4%.
Net interest income before provision for credit losses was $26.4 million for the third quarter, up from $24.9 million in the second quarter. The net interest margin was 3.75%, down slightly from 3.80% in the previous quarter.
Total deposits increased 8.62% from the prior quarter to $2.67 billion, while total loans grew to $2.46 billion, representing a quarterly increase of $100.4 million or 16.90% annualized.
The company maintained strong asset quality with an allowance for credit losses for loans at 1.03% of total loans held for investment. Noninterest expense for the quarter was $18.2 million with an efficiency ratio of 62.25%, compared to $18.1 million and 64.79% in the second quarter.
Tangible book value per share increased to $6.15 at September 30, 2025, up from $5.92 at June 30, 2025, and $5.26 at September 30, 2024, representing 16.92% growth year-over-year.
The bank’s regulatory capital ratios remained well above the levels required to be considered "well capitalized," with a Total Capital Ratio of 12.31% and a Tier 1 Capital Ratio of 11.39% at quarter-end.
This information is based on a press release statement issued by the company.
In other recent news, LINKBANCORP reported a net income of $7.4 million for the second quarter ending June 30, 2025. This translates to $0.20 per diluted share, a decrease from the first quarter’s $15.3 million, or $0.41 per diluted share. The company also announced a quarterly cash dividend of $0.075 per share. This dividend is set to be paid on September 15, 2025, to shareholders who are on record as of August 29, 2025. These developments provide investors with key insights into LINKBANCORP’s financial performance and shareholder returns. The announcement reflects the company’s ongoing commitment to returning value to its shareholders. These recent updates are crucial for investors monitoring LINKBANCORP’s financial health and strategic decisions.
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