Standard Bank Group reports solid capital and liquidity ratios in Q3 2025

Published 28/11/2025, 13:08
Standard Bank Group reports solid capital and liquidity ratios in Q3 2025

JOHANNESBURG - Standard Bank Group Limited announced its third-quarter capital adequacy and liquidity metrics on Friday, maintaining strong financial positions across key regulatory ratios.

The South African banking group reported a Common Equity Tier 1 (CET1) capital adequacy ratio of 13.6% including unappropriated profits as of September 30, 2025. The group also maintained healthy liquidity positions with a Liquidity Coverage Ratio of 132.6% and a Net Stable Funding Ratio of 114.2%.

These metrics indicate the bank continues to exceed minimum regulatory requirements for capital buffers and liquidity management. The CET1 ratio measures a bank’s core equity capital against its risk-weighted assets, while the liquidity ratios assess a bank’s ability to meet short-term obligations and maintain stable funding sources.

The disclosures were made as part of the quarterly reporting requirements under Regulation 43(1)(e)(iii) of the banking regulations and the Basel Committee on Banking Supervision Pillar 3 framework.

Standard Bank Group, which is listed on the Johannesburg Stock Exchange (JSE:SBK), made the complete Pillar 3 disclosures available on its corporate website. The disclosures cover both Standard Bank Group and The Standard Bank of South Africa Limited.

The bank noted in its press release statement that the reported figures have not been reviewed or reported on by the group’s external auditors.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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