BMO maintains Royal Bank of Canada outperform rating

Published 28/03/2025, 16:12
BMO maintains Royal Bank of Canada outperform rating

On Friday, BMO Capital Markets expressed continued confidence in Royal Bank of Canada (RY:CN) (NYSE:RY), maintaining an Outperform rating and a price target of Cdn$190.00. The endorsement follows a comprehensive investor day hosted by the bank, which showcased its strategic use of scale and technology to benefit clients and shareholders alike. With a market capitalization of $160 billion and an attractive P/E ratio of 13.25, InvestingPro analysis suggests the stock is currently undervalued, supported by strong analyst consensus and 7 recent upward earnings revisions.

During the event, Royal Bank of Canada emphasized its commitment to achieving medium-term financial objectives, including over 7% growth in earnings per share (EPS), a return on equity (ROE) exceeding 16%, a dividend payout ratio between 40-50%, and the maintenance of a robust Common Equity Tier 1 (CET1) ratio. The bank outlined what it considers a credible strategy to meet these targets by 2027. InvestingPro data reveals the bank has maintained dividend payments for 53 consecutive years, with a current yield of 3.61% and an overall Financial Health score of "FAIR."

BMO Capital’s analyst highlighted the bank’s potential for market-leading growth and profitability, suggesting these aims are not mutually exclusive. The analyst’s remarks underscore the bank’s ability to leverage its considerable resources to drive value creation for both its client base and its investors. This outlook is supported by the bank’s strong revenue growth of nearly 17% in the last twelve months, though InvestingPro notes some challenges with cash flow management. Discover 8 more exclusive ProTips and comprehensive valuation metrics with an InvestingPro subscription.

The analyst’s statement did not indicate any changes to BMO Capital’s estimates or the price target for Royal Bank of Canada, reaffirming the Outperform rating. This suggests the bank’s performance and strategic direction align with BMO Capital’s expectations for the financial institution’s continued success.

Royal Bank of Canada’s investor day appears to have reinforced BMO Capital’s positive outlook on the bank’s stock, with its strategies and financial goals remaining on track to deliver value through the medium term.

In other recent news, Royal Bank of Canada (RBC) reported first-quarter earnings for fiscal year 2025, exceeding market expectations with an adjusted diluted earnings per share (EPS) of $3.62 against the projected $3.23. The bank achieved a record net income of $5.1 billion, representing a 29% increase year-over-year. Revenue also surpassed forecasts, totaling $16.74 billion, which was $1.31 billion higher than anticipated. Despite these strong financial results, RBC announced layoffs in its technology and operations teams following the C$13.5 billion acquisition of HSBC’s Canadian operations. The exact number of affected employees was not disclosed, and it remains uncertain if additional layoffs will occur.

Additionally, RBC’s CEO Dave McKay’s compensation for 2024 was increased by 60% to C$24.5 million, including a C$4 million bonus related to the HSBC acquisition. On the analyst front, BMO Capital Markets adjusted its outlook on RBC, lowering the price target from Cdn$193.00 to Cdn$190.00 while maintaining an Outperform rating. The revision comes despite RBC’s robust earnings, mainly due to near-term credit trends and tariff uncertainties. BMO Capital also raised its future EPS estimates for RBC, citing better pre-tax pre-provision profits, though tempered by higher provisions for credit losses. These developments reflect RBC’s ongoing efforts to integrate HSBC’s operations while navigating market uncertainties.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.