BMO raises Toast stock price target to $45, cites strong execution

Published 12/05/2025, 14:28
BMO raises Toast stock price target to $45, cites strong execution

On Monday, BMO Capital Markets updated its outlook on Toast Inc. (NYSE:TOST), increasing the price target to $45 from $44 while reiterating an Outperform rating on the company’s shares. With the stock currently trading at $40.84, analyst targets range from $26.40 to $50.00, reflecting diverse market opinions. The adjustment comes after Toast reported strong first-quarter results and raised its full-year 2025 guidance. According to InvestingPro data, the stock has shown impressive momentum with a 14% gain in the past week.

Rufus Hone, an analyst at BMO Capital, highlighted Toast’s impressive performance, which surpassed high market expectations even amid potential macroeconomic challenges. The company’s revenue grew 27% year-over-year to $5.2 billion in the last twelve months, with a healthy current ratio of 2.5x. Toast not only delivered a comprehensive beat for the first quarter but also increased its guidance for the full year 2025 more than the initial beat suggested. This move reflects the company’s confidence in its ongoing business momentum.

In addition to the financial beat and raised guidance, Toast indicated that consumer trends have remained stable into early May. The company also reported a record number of new location additions for the second quarter of 2025. These developments suggest robust health within Toast’s core small and medium-sized business (SMB) customer base.

Furthermore, Toast’s efforts to expand its total addressable market (TAM) are on track. The company aims to reach approximately 10,000 locations by the end of 2025. In light of these positive trends and the company’s operational achievements, BMO Capital has raised its estimates for out-year EBITDA by 2-4%.

The analyst’s comments underscore the company’s ability to execute effectively despite perceived macroeconomic headwinds. With the updated price target and maintained Outperform rating, BMO Capital signals its continued optimism about Toast’s growth trajectory and market position. For deeper insights into Toast’s valuation and growth prospects, InvestingPro subscribers can access 13 additional investment tips and a comprehensive Pro Research Report, which provides detailed analysis of the company’s financial health, currently rated as "GREAT" by InvestingPro’s proprietary scoring system.

In other recent news, Toast Inc. reported its first-quarter 2025 earnings, which revealed a mixed financial performance. The company’s earnings per share (EPS) of $0.09 fell short of the forecasted $0.18, and revenue slightly missed expectations at $1.34 billion compared to a $1.35 billion forecast. Despite these misses, Toast’s stock surged in after-hours trading, possibly due to strong growth in key business areas and positive forward guidance. Additionally, Toast raised its full-year outlook, projecting significant growth in FinTech and subscription gross profit.

Analysts have also made adjustments to their assessments of Toast. Piper Sandler increased the price target for Toast to $37, maintaining a Neutral rating, citing the company’s upgraded EBITDA margin forecast and successful acquisition of enterprise clients like Topgolf and Applebee’s. Keefe, Bruyette & Woods (KBW) raised the price target to $42, keeping a Market Perform rating, highlighting Toast’s resilience amid macroeconomic challenges and its continued momentum in securing enterprise contracts. Evercore ISI adjusted their price target to $34, acknowledging Toast’s strong average revenue per user and annual recurring revenue performance, while maintaining an In Line rating.

These developments come as Toast continues to expand its international presence and enhance its platform with AI capabilities. The company’s recent success in securing enterprise clients and its focus on future growth through new location additions and AI innovations have been key factors in the analysts’ revised targets. Despite the earnings miss, Toast’s strategic moves and positive outlook have contributed to a favorable perception among investors and analysts.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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