Jefferies initiates AU Small Finance Bank stock with Buy rating

Published 13/10/2025, 08:06
Jefferies initiates AU Small Finance Bank stock with Buy rating

Investing.com - Jefferies has initiated coverage on AU Small Finance Bank Ltd (AUBANK:IN) with a Buy rating and a price target of INR910.00.

The research firm expects AU Small Finance Bank to benefit from its transition from a Small Finance Bank to a Universal Bank, which could lower funding costs, increase fees, and strengthen the brand to support growth.

Jefferies projects that the bank’s profitability will improve starting December 2025, driven by falling deposit rates and credit costs.

The firm forecasts strong deposit growth will support credit growth at a 22% CAGR over FY25-28, which it notes is the highest in its coverage universe, with return on assets expected to rise to 1.7% by FY27.

Jefferies has factored a capital raise in FY27 into its analysis, adding that the bank’s growth and profitability metrics justify a valuation premium.

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