Jefferies raises Lemonade stock price target to $37 from $30, keeps Underperform rating

Published 13/08/2025, 11:40
© Ben Kelmer, Lemonade PR

Investing.com - Jefferies raised its price target on Lemonade Inc. (NYSE:LMND) to $37.00 from $30.00 on Wednesday, while maintaining an Underperform rating on the insurance technology company. The stock, currently trading near its 52-week high of $56.00, has shown remarkable momentum with a 249% return over the past year, according to InvestingPro data.

The research firm cited increased premium retention as a factor that will drive stronger revenue growth for Lemonade, which has already achieved a 27.5% year-over-year revenue increase. However, the firm noted concerns about higher leverage, especially as book value declines with net profitability still expected to be years away. InvestingPro’s analysis reveals the company’s challenging financial position, with negative EBITDA of -$177.1M and a high Price/Book ratio of 7.65x.

Jefferies expressed concern about Lemonade’s push for growth in its auto insurance segment despite rising competition, which the firm believes will cap loss ratio improvement potential.

The firm improved its estimates for Lemonade but maintained its Underperform stance, explaining that high leverage leaves little room for error in a competitive market.

Jefferies also pointed to Lemonade’s historical difficulties expanding into new insurance lines as another factor behind its cautious outlook on the stock.

In other recent news, Lemonade Inc . reported its second-quarter earnings for 2025, showcasing a notable performance by surpassing revenue expectations. The company achieved a revenue of $164 million, exceeding the anticipated $160.39 million. Although Lemonade recorded a negative earnings per share (EPS) of -$0.60, this was better than the forecasted EPS of -$0.79. These results reflect a significant improvement in the company’s gross loss ratio. Additionally, analysts from various firms have taken note of these developments, with some suggesting potential future performance adjustments. These recent developments highlight the financial progress Lemonade has made despite the challenges in the market.

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