Keefe, Bruyette & Woods raises Bank of America stock price target on ROTCE potential

Published 17/10/2025, 12:38
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Investing.com - Keefe, Bruyette & Woods raised its price target on Bank of America (NYSE:BAC) stock to $58.00 from $57.00 on Friday, while maintaining an Outperform rating.

The investment firm cited Bank of America’s strong third-quarter performance, which delivered a 15.4% return on tangible common equity (ROTCE), with strength across investment banking, trading, net interest income, and credit metrics. The bank’s revenue grew 7.21% year-over-year, while maintaining its 55-year streak of consistent dividend payments.

Bank of America’s stock rallied 4.4% following the announcement, building on a 2.8% gain the previous day, which came in sympathy with Wells Fargo’s newly unveiled ROTCE target of 17-18%. The stock has delivered an impressive 36.38% return over the past six months, trading at a modest P/E ratio of 14.29x.

KBW noted that Bank of America has shown signs of loan growth acceleration, with average loans increasing 9% on an annualized basis in the third quarter of 2025, following 13% growth in the second quarter.

The firm expressed growing confidence that Bank of America will announce a higher medium-term ROTCE target at its upcoming Investor Day on November 5, potentially providing upside to earnings per share and supporting KBW’s re-rating thesis for the stock.

In other recent news, Bank of America reported stronger-than-expected earnings for the third quarter of 2025. The bank achieved earnings per share of $1.06, surpassing the forecast of $0.95, and revenue reached $28.09 billion, exceeding the expected $27.48 billion. Following this announcement, UBS reiterated its Buy rating with a price target of $57.00, highlighting the significance of the earnings per share crossing a psychological market hurdle. TD Cowen also maintained a Buy rating while raising its price target to $61.00, describing the quarter as "textbook." Additionally, Bank of America announced plans to redeem $2.5 billion in senior notes ahead of their October 2026 maturity date. The redemption is scheduled for October 24, 2025, with the bank paying the full principal amount plus accrued interest. Furthermore, Bank of America filed an 8-K report with the SEC concerning a legal opinion related to its medium-term notes offerings. These developments reflect a period of active financial management and positive earnings performance for the bank.

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