Lancashire Holdings stock rating downgraded by RBC Capital on exposure concerns

Published 14/10/2025, 08:10
Lancashire Holdings stock rating downgraded by RBC Capital on exposure concerns

Investing.com - RBC Capital downgraded Lancashire Holdings (LON:LRE) (OTC:LCSHF) from Outperform to Underperform on Tuesday, while reducing its price target to GBP6.00 from GBP7.50. According to InvestingPro data, the company maintains strong financial health with an impressive current ratio of 20.1, indicating robust liquidity management.

The London-based specialty insurance provider faces challenges due to its greater exposure to "big ticket risks" compared to other London Market insurers, according to RBC Capital’s analysis. Despite these concerns, InvestingPro analysis suggests the stock is currently undervalued, trading at a P/E ratio of 9.85.

The investment bank forecasts Lancashire will experience a larger decline in business volumes than its peers, though the firm noted that margins could receive some support from lower retrocession and reinsurance costs, as Lancashire purchases more coverage than competitors.

RBC Capital acknowledged that Lancashire’s conservative Casualty reserving practices might provide margin support in 2027 and beyond, while also forecasting above-peer dividends for the company.

Despite these potential positives, RBC Capital assigned Lancashire a modest price-to-tangible net asset value discount compared to industry peers Beazley and Hiscox, supporting its Underperform rating.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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