Truist cuts JPMorgan stock price target to $251 from $264

Published 14/04/2025, 19:36
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On Monday, Truist Securities adjusted its outlook for JPMorgan Chase & Co. (NYSE:JPM), reducing the bank’s price target from $264.00 to $251.00 while maintaining a Hold rating on the stock. The firm’s analyst cited a combination of factors that influenced the revision, including a conservative approach to net charge-offs (NCOs) and loan loss reserve (LLR) builds due to a more uncertain economic environment.

Truist Securities’ analysis indicates that while they expect a stable earnings per share (EPS) for 2025 at $18.35, the EPS forecast for 2026 has been modestly lowered by $0.25 to $19.30, representing a 1% decrease. This change reflects a slower growth in fee revenues and a higher provision expense anticipated for the future. InvestingPro data reveals that 10 analysts have recently revised their earnings downward, though the bank maintains strong fundamentals with a 12.74% revenue growth in the last twelve months.

The firm has updated its revenue expectations for 2025, aligning its net interest income (NII) estimate closer to JPMorgan’s guidance of approximately $94.5 billion. This update also includes assumptions of stronger growth in the markets sector. However, these positive adjustments are balanced by weaker projections for investment banking and asset/wealth management fees.

The revised price target of $251 is based on a 13.0 times multiple of the firm’s estimated 2026 EPS and 2.4 times the year-end 2025 tangible book value per share. This new target also takes into account the heightened macroeconomic uncertainty and economic risks that could impact the bank’s performance. The estimated return on tangible common equity (ROTCE) for JPMorgan in 2026 is projected at 17.9%. For deeper insights into JPM’s valuation and performance metrics, including exclusive Fair Value calculations and 12+ additional ProTips, check out the comprehensive Pro Research Report available on InvestingPro.

Truist Securities’ updated assessment reflects a cautious stance on JPMorgan’s future earnings potential amidst a challenging and uncertain economic landscape.

In other recent news, JPMorgan Chase & Co. reported impressive financial results for the first quarter of 2025, surpassing analyst expectations with earnings per share (EPS) of $5.07, exceeding the forecast of $4.62. The company’s revenue reached $46 billion, surpassing the anticipated $43.9 billion, marking an 8% year-over-year increase. Net income for the quarter was reported at $14.6 billion, reflecting strong operational performance. CFRA analyst Kenneth Leon adjusted JPMorgan’s stock price target from $310 to $260, maintaining a Buy rating due to global market uncertainties. Leon highlighted JPMorgan’s robust performance across major business segments, with the exception of equity underwriting. The bank’s equity and fixed income trading desks benefited from market volatility, contributing to the strong financial results. Additionally, JPMorgan’s earnings projections for 2025 were adjusted, with the EPS estimate increased by $0.15 to $18.40. Despite the revised stock price target, JPMorgan’s performance demonstrates resilience amidst challenging market conditions.

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