UWM Holdings stock rating upgraded to Overweight by Barclays on broker channel growth

Published 08/07/2025, 10:04
UWM Holdings stock rating upgraded to Overweight by Barclays on broker channel growth

Investing.com - Barclays (LON:BARC) upgraded UWM Holdings Corp. (NYSE:UWMC) from Equalweight to Overweight on Tuesday, maintaining a price target of $6.00. The stock, currently trading at $3.99, offers a notable dividend yield of 10.03% and has demonstrated solid revenue growth of 10.39% over the last twelve months.

The upgrade reflects Barclays’ view that UWM Holdings shares are currently trading at 8.4 times the firm’s fiscal year 2026 earnings per share estimate, representing approximately a 32% discount to the historical average. According to InvestingPro analysis, the stock appears slightly undervalued based on its Fair Value model, with additional insights available in the comprehensive Pro Research Report covering this $6.38 billion market cap company.

According to Barclays, the current share price implies 20-30% lower origination volumes than current estimates, suggesting a weaker market than 2024, which the firm considers unlikely to occur.

Barclays identifies UWM Holdings as a long-term winner in the mortgage space, with continued broker channel growth driving market share gains for the company.

The firm expects expense growth to moderate in the second half of this year as UWM laps some investment initiatives, which should address investor concerns about the long-term trajectory of expenses.

In other recent news, UWM Holdings Corporation reported its first-quarter earnings, which fell short of analyst expectations. The company posted a net loss of $247 million, or -$0.12 per share, compared to the analyst consensus estimate of $0.05 per share. However, UWM’s revenue exceeded expectations, reaching $613.37 million against the anticipated $545.77 million, marking a 4.8% increase from the previous year. Loan origination volume for the quarter was $32.4 billion, a 17% increase year-over-year, though it declined 16% from the previous quarter. Purchase originations remained relatively flat at $21.7 billion compared to $22.1 billion in the first quarter of 2024. The company’s total gain margin decreased to 94 basis points from 108 basis points a year ago. UWM’s total equity dropped to $1.6 billion as of March 31, 2025, down from $2.1 billion at the end of 2024. The board declared a cash dividend of $0.10 per share, payable on July 10, 2025, to stockholders of record as of June 18, 2025. Looking forward, UWM expects its second-quarter production to range between $38 billion and $45 billion, with a gain margin between 90 and 115 basis points.

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