FS KKR Capital Q1 2025 slides: NII rises as investment activity accelerates

Published 07/05/2025, 23:50
FS KKR Capital Q1 2025 slides: NII rises as investment activity accelerates

Introduction & Market Context

FS KKR Capital Corp (NYSE:FSK), a leading business development company (BDC) with a portfolio valued at $14.1 billion, presented its first quarter 2025 financial results on May 8, 2025. The company, which currently trades at $19.70 in after-hours trading (up 1.29% from its closing price), continues to offer one of the highest dividend yields in the BDC sector at approximately 14% based on current market value.

FSK’s presentation comes amid a period of increased M&A activity in the direct lending market, as anticipated in their previous earnings call. The company has positioned itself to capitalize on this trend with significant available liquidity and a focus on senior secured investments.

Quarterly Performance Highlights

FSK reported net investment income (NII) of $187 million, or $0.67 per share for Q1 2025, representing a notable increase from $171 million, or $0.61 per share in the previous quarter. Adjusted net investment income came in at $182 million, or $0.65 per share, slightly down from $185 million, or $0.66 per share in Q4 2024.

The company’s net asset value (NAV) per share decreased modestly to $23.37 from $23.64 at the end of 2024. This decline can be attributed primarily to net realized and unrealized losses of $0.24 per share, as illustrated in the company’s NAV bridge.

As shown in the following NAV bridge chart:

FSK maintained its shareholder distribution at $0.70 per share, consisting of a $0.64 base dividend and a $0.06 supplemental dividend. The company has already declared the same distribution level for the second quarter of 2025. With an adjusted NII to base dividend coverage ratio of 102% and total dividend coverage ratio of 93%, FSK continues to generate sufficient income to support its dividend policy.

The comprehensive quarterly results are detailed in the following summary table:

Portfolio and Investment Activity

FSK significantly ramped up its investment activity in Q1 2025, with new investment fundings of approximately $2.0 billion and net investment activity of $881 million. This represents a substantial increase from the previous quarter’s $891 million in new fundings and negative net investment activity of $571 million.

The company’s portfolio remains well-diversified across 224 portfolio companies spanning 23 industries. Senior secured investments constitute 63.3% of the portfolio (or 72.6% when looking through to investments in Credit Opportunities Partners JV). The weighted average yield on accruing debt investments stood at 10.8%, slightly down from 11% in the previous quarter, while the non-accrual rate at fair value was 2.1%.

The following chart provides a detailed breakdown of FSK’s investment portfolio by security type and sector:

The quarterly investment activity shows a significant uptick in deployment, with a continued focus on first lien senior secured loans, which represented the majority of new purchases:

A key component of FSK’s investment strategy is its joint venture with South Carolina Retirement Systems Group Trust (SCRS), known as Credit Opportunities Partners JV, LLC (COPJV). This joint venture, in which FSK holds 87.5% equity ownership, had investments with a fair value of $3.8 billion as of March 31, 2025, with 84% in floating rate debt investments.

The COPJV portfolio composition and structure are detailed below:

Capital Structure and Liquidity

FSK maintains a strong capital structure with a net debt-to-equity ratio of 1.14x as of March 31, 2025. The company has $3.2 billion in liquidity, comprising $0.5 billion in cash and $2.6 billion in available debt.

A notable achievement during the quarter was the closing of KKR FSK CLO 2, which issued $380 million of notes to third parties at a weighted average rate of S+1.58%. The company’s weighted average effective interest rate on borrowings was 5.5%, and 54% of drawn leverage was unsecured.

FSK’s capital structure is well-positioned for the long term, with 89% of liabilities maturing in 2027 and beyond, as illustrated in the following overview:

The company’s investment-grade ratings from Moody’s (Baa3), Fitch (BBB-), and Kroll (BBB) underscore its financial stability and access to diverse funding sources.

Forward-Looking Statements

Looking ahead, FSK appears well-positioned to continue its investment strategy with substantial liquidity and a diversified portfolio. The company’s focus on senior secured investments provides downside protection, while its joint venture with SCRS enhances its ability to access a broader range of investment opportunities.

The portfolio companies in FSK’s direct origination investments have shown resilience, as evidenced by their credit statistics:

Based on the current dividend level of $0.70 per quarter, FSK offers an annualized dividend yield of 12.0% on NAV and 14.0% on the market value of its common stock as of May 2, 2025. This positions FSK as an attractive income-generating investment in the current market environment.

While the slight decrease in NAV per share and the net realized and unrealized losses warrant monitoring, the increased net investment income and substantial investment activity suggest that FSK is successfully executing its strategy in a competitive direct lending market.

Full presentation:

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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