Together Financial secures £500m through senior notes

Published 04/06/2025, 15:58
Together Financial secures £500m through senior notes

LONDON - Together Financial Services Limited, a prominent UK non-bank lender, has successfully issued £500 million of 7½% Senior Secured Notes due 2031. The offering, completed through its subsidiary Jerrold FinCo plc, was reportedly oversubscribed, indicating strong investor confidence.

The proceeds from the notes, augmented by cash on hand, are earmarked for redeeming existing senior secured notes due in 2027 and covering the associated fees and expenses of this transaction. This move is part of Together’s broader strategy to refinance its debt and diversify its funding sources.

Richard Rowntree, CEO of Together, expressed satisfaction with the bond offering, citing it as evidence of the market’s trust in the company’s business model and growth prospects. Gary Beckett, Group MD and Chief Treasury Officer, highlighted the firm’s active start to the year, having raised or refinanced £3 billion across six transactions.

The notes will be backed by a senior secured guarantee from Together and its subsidiaries, excluding certain exceptions. They will be secured by a variety of assets, including capital stock in the Issuer and Subsidiary Guarantors, and existing and future property and assets, with certain liabilities taking precedence in the event of distressed asset disposal.

The notes will rank equally with the issuer’s other non-subordinated indebtedness, including the £450 million senior secured notes due 2030 and the revolving credit facility. An application has been made for the notes to be listed on The International Stock Exchange, although there is no guarantee of listing or permission for dealing.

Citi and Goldman Sachs are serving as joint global coordinators and physical bookrunners, with HSBC, Lloyds (LON:LLOY), and NatWest as joint bookrunners.

This financial maneuver reflects Together’s ongoing efforts to strengthen its capital structure and secure long-term financing. The information is based on a press release statement.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.