WesBanco shares fall as Q1 earnings beat overshadowed by acquisition costs

Published 29/04/2025, 21:48
WesBanco shares fall as Q1 earnings beat overshadowed by acquisition costs

Investing.com -- WesBanco , Inc. (NASDAQ:WSBC) reported first quarter adjusted earnings that beat analyst estimates, but its shares fell 2.5% as acquisition-related costs led to a net loss on a GAAP basis.

The multi-state bank holding company posted adjusted earnings per share of $0.66 for Q1 2025, exceeding the analyst consensus of $0.56. However, on a GAAP basis, WesBanco reported a net loss of $11.5 million, or -$0.15 per share, due to costs related to its acquisition of Premier Financial Corp.

Revenue rose 39.1% YoY to $158.5 million, driven by the Premier Financial acquisition and organic growth. Total (EPA:TTEF) loans increased 57.3% YoY to $18.7 billion, while deposits grew 57.8% to $21.3 billion.

"Our first quarter results demonstrate continued solid operational performance, as we again delivered strong organic loan and deposit growth while driving positive operating leverage," said Jeff Jackson, President and CEO of WesBanco.

The company’s net interest margin expanded to 3.35%, up 32 basis points from the previous quarter, benefiting from higher loan and securities yields as well as purchase accounting accretion from the acquisition.

WesBanco closed its acquisition of Premier Financial on February 28, creating a combined entity with $27.4 billion in assets. The deal required a day one provision for credit losses of $59.4 million on acquired loans under accounting rules.

Despite the earnings beat, investors appeared focused on the acquisition costs and integration challenges, sending the stock lower. WesBanco noted it is working on executing a "seamless integration" of Premier Financial’s operations.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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