India inflation dips to 5-month low, eases rate cut pressure

Published 12/02/2025, 15:00
India inflation dips to 5-month low, eases rate cut pressure

India reported a significant decline in retail inflation for January, which fell to a five-month low of 4.31%. This drop was mainly attributed to reduced food prices, and the inflation rate came in below the forecast of 4.6% anticipated by economists.

The moderation in inflation is seen as a stabilizing factor for India’s food and commodity sectors, offering a respite to policymakers who are navigating the global economic challenges.

Bank of Baroda (NSE:BOB) economists have expressed optimism for a potential shift in policy that could be more supportive of economic growth. They cite the abundance of vegetable supplies, the successful Rabi crop harvest, and the government’s effective management of food supplies as contributing factors to the favorable inflation data.

Despite the positive outlook, concerns remain regarding the risks of imported inflation and the possibility of rising commodity prices affecting the economy.

Kotak Mahindra Bank (NSE:KTKM) analysts told Reuters that the notable decrease in food prices, which has been a major driver of the lower inflation rate. However, they also note a slight increase in core inflation, which edged up to 3.7%, signaling underlying price pressures that may still be present in the economy.

Amidst this backdrop, there is speculation about the Reserve Bank of India (NSE:BOI) considering a 25 basis point reduction in interest rates. Market participants are closely monitoring the depreciation of the Indian rupee and its potential impact on domestic prices.

For market observers, the decline in inflation could signal the possibility of interest rate cuts in the near future. Such cuts could lower borrowing costs, potentially spurring investment and benefiting sectors like utilities and real estate due to reduced financial expenses.

However, the depreciating rupee poses a risk that could counteract the advantages of lower interest rates, warranting a cautious approach from investors.

In the broader context, the easing of inflation in India may allow for more expansive economic measures, aligning with the easing trends seen in the global economic landscape. Nevertheless, the persistent concerns over imported inflation and the volatility of global commodity prices necessitate ongoing vigilance.

Policymakers and market participants alike must remain attentive to international financial developments that could influence India’s economy.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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