30-year fixed-rate mortgage averages 6.89% - latest Freddie Mac survey

Published 06/02/2025, 18:04
© Reuters.

Investing.com -- Freddie Mac (OTCQB: OTC:FMCC) announced today the results of its Primary Mortgage Market Survey® (PMMS®), indicating that the 30-year fixed-rate mortgage (FRM) now averages 6.89%. The rate has seen a slight decrease from last week when it averaged 6.95%.

Freddie Mac’s Chief Economist, Sam Khater, stated that the 30-year fixed-rate mortgage has decreased this week, now averaging at 6.89%. He noted that mortgage rates have remained stable over the last month. Despite higher rates compared to the previous year, Khater pointed out that the purchase applications in the last two weeks are slightly higher than the same period a year ago, suggesting a latent demand in the market.

The PMMS® data revealed that on February 6, 2025, the 30-year FRM average stood at 6.89%, down from the previous week’s average of 6.95%. This time last year, the 30-year FRM averaged 6.64%. Meanwhile, the 15-year FRM also saw a drop this week, averaging 6.05%, down from last week’s average of 6.12%. A year ago, the 15-year FRM averaged 5.90%.

The PMMS® is specifically designed to provide information on conventional, conforming, fully amortizing home purchase loans for borrowers who put down 20% and have excellent credit.

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