loanDepot stock jumps after Citron Research sees significant upside

Published 05/09/2025, 15:26
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Investing.com -- loanDepot (NYSE:LDI) stock rose 10% Friday morning after Citron Research published a bullish post on the mortgage lender, suggesting the company is significantly undervalued at current levels.

In its post on X, Citron Research argued that loanDepot is positioned to benefit from what it calls "Trump’s war on housing." The research firm believes that at $2 per share, the stock is being incorrectly priced as a "busted originator" when its mortgage servicing division alone could be worth $5 per share if valued similarly to competitor Cooper Companies (NASDAQ:COOP).

"That’s more than double today’s price, and it’s just one division of the company," Citron stated in its report. "The market is giving zero credit to origination, tech, or fee businesses. Those come for free."

Citron drew parallels to its previous call on Rocket Companies (NYSE:RKT), which it recommended at $11 in May and has since risen to $20. The firm attributed Rocket’s price movement not to fundamental changes but to market recognition of servicing value and an anticipated housing cycle turn.

The research firm indicated it would continue following loanDepot’s story, noting there are "many ways to win" with the investment. Citron’s bullish stance comes as investors reassess mortgage lenders amid changing interest rate expectations and housing market conditions.

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