OceanFirst Financial stock rating upgraded by KBW on earnings inflection

Published 10/10/2025, 10:52
OceanFirst Financial stock rating upgraded by KBW on earnings inflection

Investing.com - Keefe, Bruyette & Woods upgraded OceanFirst Financial (NASDAQ:OCFC) from Market Perform to Outperform and raised its price target to $22.00 from $20.00.

The upgrade reflects KBW’s expectation that OceanFirst’s earnings will inflect higher over the next couple of years. The firm anticipates this growth will be driven by normalization in credit, net interest margin, and expenses. The bank currently offers a 4.44% dividend yield and has maintained dividend payments for 29 consecutive years, according to InvestingPro data.

KBW also cited incremental contributions from management’s strategic investments, including Premier Bank and commercial and industrial banking hires, as factors supporting the improved outlook.

OceanFirst shares have faced pressure in recent years due to commercial real estate credit concerns and deteriorating returns related to net interest margin compression, according to KBW’s analysis.

The research firm views OceanFirst’s discounted multiple at 0.95 times tangible book value as "very attractive" and believes the outlook for a normalizing yield curve should reverse negative trends while expense growth moderates.

In other recent news, OceanFirst Financial Corp reported its second-quarter 2025 earnings, which did not meet market expectations. The company announced an earnings per share (EPS) of $0.28, falling short of the anticipated $0.33, resulting in a 15.15% negative surprise. Additionally, OceanFirst’s revenue came in at $94 million, missing the forecasted $100.76 million by 6.71%. These results have drawn attention from investors and analysts alike. The shortfall in both EPS and revenue highlights challenges the company faced during this period. Market analysts are closely monitoring these developments for future evaluations. These recent financial results have become a focal point for discussions on OceanFirst’s performance.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.