OceanFirst Financial Corp (OCFC)

Currency in USD
16.41
+0.03(+0.18%)
Closed·
After Hours
16.410.00(0.00%)
·
OCFC Scorecard
Full Analysis
High shareholder yield
High dividend Yield
OCFC is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
16.2916.52
52 wk Range
14.2921.87
Key Statistics
Prev. Close
16.38
Open
16.5
Day's Range
16.29-16.52
52 wk Range
14.29-21.87
Volume
193.3K
Average Volume (3m)
295.9K
1-Year Change
4.79%
Book Value / Share
28.14
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
OCFC Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
20.29
Upside
+23.65%
Members' Sentiments
Bearish
Bullish
ProTips
6 analysts have revised their earnings downwards for the upcoming period

OceanFirst Financial Corp News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Sell
Moving Averages
Strong Sell

OceanFirst Financial Corp Company Profile

OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard, trust and fiduciary, asset management services, as well as bank owned life insurance products. The company was founded in 1902 and is headquartered in Toms River, New Jersey.

Sector
Financial
Employees
1003

OceanFirst Financial Corp Earnings Call Summary for Q2/2025

  • OceanFirst reported Q2 2025 EPS of $0.28, missing $0.33 forecast; revenue of $94M fell short of $100.76M projection
  • Stock dropped 2.57% to $17.44 in after-hours trading; analysts revise earnings expectations downward for upcoming period
  • Company saw growth in net interest income and loan balances; launched new banking initiatives including Premier Bank
  • CEO expects EPS growth and improved net interest income in H2 2025; aims for expense efficiencies and strong capital levels
  • Analysts forecast profitability for the year; company maintains 29-year dividend streak despite near-term challenges
Last Updated: 26/07/2025, 13:04
Read Full Transcript

Compare OCFC to Peers and Sector

Metrics to compare
OCFC
Peers
Sector
Relationship
P/E Ratio
11.5x8.1x9.5x
PEG Ratio
−0.771.360.03
Price/Book
0.6x0.8x1.0x
Price / LTM Sales
2.5x3.3x2.8x
Upside (Analyst Target)
21.9%18.3%13.1%
Fair Value Upside
Unlock1.3%2.3%Unlock

Analyst Ratings

3 Buy
3 Hold
0 Sell
Ratings:
6 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 20.29
(+23.65% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.41%
Dividend Yield
4.88%
Industry Median 3.45%
Annualised payout
0.80
Paid quarterly
5-Years Growth
+3.30%
Growth Streak

Earnings

Latest Release
Jul 24, 2025
EPS / Forecast
0.28 / 0.33
Revenue / Forecast
94.00M / 100.76M
EPS Revisions
Last 90 days

OCFC Income Statement

People Also Watch

56.21
NXT
+0.88%
243.85
POWL
+4.47%
32.02
YOU
+0.28%
15.10
BRSL
-0.79%

FAQ

What Stock Exchange Does OceanFirst Trade On?

OceanFirst is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for OceanFirst?

The stock symbol for OceanFirst is "OCFC."

What Is the OceanFirst Market Cap?

As of today, OceanFirst market cap is 941.69M.

What Is OceanFirst's Earnings Per Share (TTM)?

The OceanFirst EPS (TTM) is 1.41.

When Is the Next OceanFirst Earnings Date?

OceanFirst will release its next earnings report on 21 Oct 2025.

From a Technical Analysis Perspective, Is OCFC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has OceanFirst Stock Split?

OceanFirst has split 2 times.

How Many Employees Does OceanFirst Have?

OceanFirst has 1003 employees.

What is the current trading status of OceanFirst (OCFC)?

As of 10 Aug 2025, OceanFirst (OCFC) is trading at a price of 16.41, with a previous close of 16.38. The stock has fluctuated within a day range of 16.29 to 16.52, while its 52-week range spans from 14.29 to 21.87.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.