OceanFirst Financial Corp (OCFC)

Currency in USD
17.68
+1.01(+6.06%)
Closed·
17.73+0.05(+0.28%)
·
High dividend Yield
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Fair Value
Day's Range
16.9017.78
52 wk Range
15.6020.61
Key Statistics
Prev. Close
16.67
Open
17.17
Day's Range
16.9-17.78
52 wk Range
15.6-20.61
Volume
2.53M
Average Volume (3m)
1.09M
1-Year Change
-5.6564%
Book Value / Share
24.35
Fair Value
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Fair Value Upside
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OCFC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
21.42
Upside
+21.14%
Members' Sentiments
Bearish
Bullish
ProTips
4 analysts have revised their earnings downwards for the upcoming period

OceanFirst Financial Corp News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Strong Buy

Analyst Ratings

3 Buy
4 Hold
0 Sell
Ratings:
7 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 21.42
(+21.14% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Piper Sandler
Hold18.00+1.81%21.00MaintainOct 06, 2026
Piper Sandler
Hold21.00+18.78%19.00MaintainAug 05, 2026
Piper Sandler
Hold19.00+7.47%-New CoverageJun 12, 2026
DA Davidson
Hold20.00+13.12%19.00MaintainApr 28, 2026
Raymond James
Hold---DowngradeDec 31, 2025

OceanFirst Financial Corp Earnings Call Summary for Q3/2026

  • Core EPS of $0.48 beat estimates by 20%; revenue of $185.13M topped forecasts by 4.13% on strong merger contribution.
  • Net interest income rose 43% sequentially to $172M; NIM widened to 3.08% core as Flushing integration drove scale gains.
  • Q4 core expenses guided to $110M vs. $114M in Q3; full cost synergies expected Q1 2027 with 1% ROA target maintained.
  • Loan and deposit growth of 1-2% quarterly projected; $3B+ in loans to reprice in 2027, supporting margin expansion outlook.
  • Management completed Flushing's 30-branch integration on schedule; plans increased buybacks as integration risks fade.
Last Updated: 28/10/2026, 13:58
Read Full Transcript

Earnings

Latest Release
Oct 27, 2026
EPS / Forecast
0.48 / 0.40
Revenue / Forecast
185.13M / 177.79M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 0.47
Dividend Yield
4.80%
Industry Median 2.87%
Annualised payout
0.80
Paid quarterly
5-Years Growth
+3.30%
Growth Streak

OCFC Income Statement

Compare OCFC to Peers and Sector

Metrics to compare
OCFC
Peers
Sector
Relationship
P/E Ratio
37.6x11.2x9.1x
PEG Ratio
−0.790.490.03
Price/Book
0.7x1.4x1.0x
Price / LTM Sales
3.5x3.9x2.8x
Upside (Analyst Target)
28.5%13.3%19.4%
Fair Value Upside
Unlock10.0%3.8%Unlock

OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.

Sector
Financial
Employees
926

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
35.50M36.07%585.07M
Other Institutional Investors
46.50M47.25%766.33M
Public Companies & Retail Investors
16.41M16.68%270.50M
Total
98.42M100.00%1.62B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.10.10%9,940,366163,817
Warburg Pincus LLC9.73%9,574,639157,790

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FAQ

What Is the OceanFirst (OCFC) Stock Price Today?

The OceanFirst stock price today is 17.68 USD.

What Stock Exchange Does OceanFirst Trade On?

OceanFirst is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for OceanFirst?

The stock symbol for OceanFirst is "OCFC."

What Is the OceanFirst (OCFC) Afterhours Price Today? (Afterhours variable test: 17.73) Current Date: Oct 28, 2026

After hours price: 17.73. After hours price change (units): 0.05. Price change percentage: 0.28%

What Is the OceanFirst Market Cap?

As of today, OceanFirst market cap is 1.75B USD.

What Is OceanFirst's Earnings Per Share (TTM)?

The OceanFirst EPS (TTM) is 0.47.

When Is the Next OceanFirst Earnings Date?

OceanFirst will release its next earnings report on Jan 28, 2027.

From a Technical Analysis Perspective, Is OCFC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has OceanFirst Stock Split?

OceanFirst has split 2 times.

How Many Employees Does OceanFirst Have?

OceanFirst has 926 employees.

What is the current trading status of OceanFirst (OCFC)?

As of Oct 28, 2026, OceanFirst (OCFC) is trading at a price of 17.68 USD, with a previous close of 16.67 USD. The stock has fluctuated within a day range of 16.90 USD to 17.78 USD, while its 52-week range spans from 15.60 USD to 20.61 USD.

What Is OceanFirst (OCFC) Price Target According to Analysts?

The average 12-month price target for OceanFirst is 21.42 USD, with a high estimate of 25 USD and a low estimate of 18 USD. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +21.14% Upside potential.

What Is the OCFC After Hours Price?

OCFC's last after hours stock price is 17.73 USD, the stock has decreased by 0.05, or 0.28%.
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