Australia consumer sentiment ticks up in July despite RBA surprise hold - Westpac

Published 15/07/2025, 01:52
© Reuters.

Investing.com-- Australian consumer sentiment improved slightly in July, though the Reserve Bank’s decision to hold interest rates dampened what could have been a stronger rebound, a Westpac survey showed on Monday.

The Westpac-Melbourne Institute Consumer Sentiment Index rose 0.6% to 93.1, following a 0.5% rise last month. It remained below the 100-mark that separates optimism from pessimism.

Responses collected after the Reserve Bank of Australia’s surprise rate pause showed a clear dip, suggesting the central bank’s inaction checked sentiment, the survey stated.

"The latest check to sentiment is less dramatic but it still leaves the consumer mood stuck at ‘cautiously pessimistic’ levels overall," Westpac economists said in the survey.

Most consumers still expect rate cuts later this year, with mortgage rate expectations hitting a 13-year low. Westpac predicts the RBA will likely cut rates in August if inflation data aligns with its targets.

"Consumer views on the economy had a mixed month in July, with near-term expectations improving slightly but longer-term expectations deteriorating," Westpac survey said.

"Consumers are not overly concerned about the economy but appear unsure about which direction its heading in," it added.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.