Breaking News

People's Bank of China Loan Prime Rate

Latest Release

Sep 22, 2025

Actual

3.00%

Forecast

3.00%

The People’s Bank of China announced that beginning August 20, 2019, the loan prime rate (LPR) will be calculated under a new formation mechanism. Based on the citations made by quoting banks--by adding a few basis points to the interest rate of open market operations (mainly referring to the rate of the medium-term lending facility, or MLF)--the LPR is now calculated by the National Interbank Funding Center (NIFC), serving as the pricing reference for bank lending. Currently, the LPR consists of rates with two maturities, i.e. one year and over five years. At present, the LPR quoting facilities are comprised of 18 banks. The quoting banks will submit their quotes before 9:00 a.m. on the 20th day of every month (postponed in case of holidays), with 0.05 percentage points as the step length, to the NIFC.

Importance:

Country:

Currency: CNY

Source: The People Banks of China

Release Date	Time	Actual	Forecast	Previous
Sep 22, 2025	03:15	3.00%	3.00%	3.00%
Aug 20, 2025	03:00	3.00%	3.00%	3.00%
Jul 21, 2025	03:00	3.00%	3.00%	3.00%
Jun 20, 2025	03:00	3.00%	3.00%	3.00%
May 20, 2025	03:15	3.00%	3.00%	3.10%
Apr 21, 2025	03:15	3.10%	3.10%	3.10%

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