Allstate stock rating reiterated at Outperform by KBW on auto growth

Published 19/09/2025, 13:06
Allstate stock rating reiterated at Outperform by KBW on auto growth

Investing.com - Keefe, Bruyette & Woods (KBW) has reiterated its Outperform rating and $246.00 price target on Allstate (NYSE:ALL) as the insurer shows improving momentum in auto policy growth.

Allstate reported $213 million in catastrophe losses for August, equivalent to $168 million after-tax or approximately $0.63 per share. These losses stemmed from 10 events, with 70% attributed to three wind and hail storms. Despite these challenges, InvestingPro analysis shows Allstate maintains a "GREAT" overall financial health score of 3.18 out of 5, with particularly strong profitability metrics.

The insurer’s auto policies in force grew by 1.0% year-over-year in August, accelerating from July’s 0.6% increase. This continues a trend of gradual improvement following June’s 0.5% growth and May’s 0.2% increase.

KBW has raised its 2025 earnings per share estimate for Allstate to $23.15 from $21.75, reflecting lower projected third-quarter 2025 catastrophe losses of $1.365 billion compared to the previous estimate of $1.843 billion.

The firm maintained its 2026 and 2027 earnings per share estimates at $22.40 and $23.85 respectively, with the $246 price target representing 11.0 times KBW’s 2026 earnings estimate.

In other recent news, Allstate reported estimated catastrophe losses of $184 million for July 2025, primarily due to 19 wind and hail events. Despite these losses, the company experienced a 0.7% increase in its total protection policies, reaching 37.9 million by the end of July. On the financial front, BMO Capital raised its price target for Allstate to $235 from $230, maintaining an Outperform rating. The firm revised its earnings per share estimates for the coming years, reflecting a strong second-quarter performance and a lower expense ratio. Similarly, Keefe, Bruyette & Woods increased their price target to $246, also maintaining an Outperform rating, after Allstate’s quarterly earnings exceeded expectations. They adjusted future earnings per share forecasts upward, citing the company’s strong financial results. Jefferies, however, slightly lowered its price target to $250 from $255 while maintaining a Buy rating, due to moderated near-term policy growth estimates. These developments highlight the varied analyst perspectives on Allstate’s recent performance and future potential.

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