Charles Schwab stock target raised to $95 by TD Cowen

Published 21/04/2025, 16:48
Charles Schwab stock target raised to $95 by TD Cowen

On Monday, TD Cowen analysts adjusted their outlook on Charles Schwab Corp (BVMF:SCHW34). (NYSE: SCHW) shares, raising the price target to $95 from the previous $88 while reiterating a Buy rating. The revision follows Charles Schwab (NYSE:SCHW)’s first-quarter earnings report released last Monday, which surpassed expectations. According to InvestingPro data, 11 analysts have recently revised their earnings upwards, with price targets ranging from $65 to $103, reflecting strong market confidence in this prominent capital markets player. The analysts highlighted the company’s strong performance during the post-earnings conference call, leading to an increase in their adjusted earnings per share (EPS) estimates for 2025 and 2026.

The new $95 price target represents a $7 increase from the former target and is based on a 20-fold multiple of the revised 2026 earnings estimate. TD Cowen’s decision to elevate the price target is also influenced by the current equity values, which were significantly lower when the previous target was set. According to the analysts, Charles Schwab remains their top overall pick in the sector.

The analysts praised Charles Schwab for its consistent management execution and favorable organic growth dynamics. They also noted the company’s significant operating leverage and rapidly enhanced balance sheet flexibility. This assessment aligns with the company’s impressive 97.05% gross profit margin and 10.86% revenue growth over the last twelve months. InvestingPro subscribers can access detailed financial health scores and over 30 additional key metrics in the comprehensive Pro Research Report, available for more than 1,400 US stocks. These factors, they believe, could pave the way for less intensity over the next business cycle, potentially leading to more effective capital deployment.

The analysts’ optimistic outlook is tempered by a conservative approach to the key drivers of the business model, including net new assets and client cash levels. Despite the positive revisions to earnings per share and market volatility, the analysts suggest that their model still maintains a cautious stance on these critical factors.

The report concluded by reiterating Charles Schwab as TD Cowen’s top pick, with the analysts seeing potential for additional price-to-earnings (P/E) multiple expansion. They emphasized that the first-quarter results underscored the company’s robust and consistent management execution, organic growth, operating leverage, and improved balance sheet flexibility. The company’s PEG ratio of 0.6 suggests it’s trading at an attractive valuation relative to its growth rate, while its 37-year track record of consistent dividend payments demonstrates long-term financial stability. For a complete analysis of Charles Schwab’s valuation and growth prospects, investors can access the full suite of financial metrics and expert insights on InvestingPro.

In other recent news, Charles Schwab Corporation reported a strong first-quarter performance, with earnings surpassing expectations. The company’s adjusted earnings per share (EPS) of $1.04 exceeded both JMP Securities’ estimate and the consensus of $1.01, reflecting robust revenue growth. Citi maintained a Buy rating with a $102.00 price target, emphasizing Charles Schwab’s promising start to the second quarter, marked by high trading volumes and increased cash balances. Meanwhile, Truist Securities adjusted its price target for Charles Schwab to $84.00 from $85.00, maintaining a Buy rating, citing economic uncertainty as a factor. Barclays (LON:BARC) also reaffirmed its confidence with an Overweight rating and an $84.00 price target, highlighting the company’s strong trading activity despite concerns over margin loans.

Additionally, Charles Schwab made a strategic investment in the estate planning platform Wealth.com, aiming to enhance its wealth management offerings. This move is part of Schwab’s broader strategy to support advisor clients and offer scalable solutions to retail clients. Wealth.com’s platform, which uses artificial intelligence to streamline estate planning, will be integrated into Schwab’s services, although specific rollout details are yet to be disclosed. This investment underscores Schwab’s commitment to expanding its capabilities and addressing the diverse financial needs of its clients.

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