Citi upgrades Gjensidige Forsikring stock rating on improved outlook

Published 24/06/2025, 09:10
Citi upgrades Gjensidige Forsikring stock rating on improved outlook

Investing.com - Citi upgraded Gjensidige Forsikring ASA (OB:GJF) (OTC:GJNSY) stock rating from Sell to Neutral on Tuesday, while significantly raising its price target to NOK251.20 from NOK173.10, representing a 45% increase.

The upgrade reflects a more positive outlook for the Norwegian insurer’s property and casualty (P&C) business and improved commercial pricing in Norway, according to the research firm. Citi also lowered its cost of capital assumption to 5.1% from 6.0%, citing an improved market backdrop.

Citi increased its 2025 estimates by approximately 20%, primarily driven by expectations of a roughly 4% improvement in the underlying frequency loss ratio compared to previous projections. The firm anticipates that ongoing pricing measures will gradually enhance profitability as premiums are earned.

The research firm’s forecast for Gjensidige’s 2025-27 combined operating ratio (CoR) aligns closely with consensus estimates. However, Citi’s earnings per share (EPS) projections for 2025-27 are 4-5% higher than consensus figures.

Citi’s model update incorporates Gjensidige’s fiscal year 2024 and first quarter 2025 reported numbers, while also introducing new estimates for 2026 and 2027. With the revised outlook, the firm now expects a 4% estimated total return for the stock.

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