DA Davidson cuts Equity Bancshares target to $46, keeps neutral rating

Published 23/01/2025, 12:10
DA Davidson cuts Equity Bancshares target to $46, keeps neutral rating

On Thursday, DA Davidson revised its price target for Equity Bancshares (NYSE:EQBK) shares, lowering it to $46.00 from the previous $50.00, while maintaining a Neutral stock rating. The adjustment follows the firm's analysis of the bank's financial performance and future prospects. According to InvestingPro data, the stock currently trades above its Fair Value, with analyst targets ranging from $48 to $56.

Equity Bancshares has shown progress with an advancing core net interest margin (NIM), a key profitability indicator for banks. However, the company's recent performance has also been marked by several challenges. These include slower loan growth, fluctuations in fee income, rising expenses, and concerns over credit quality. InvestingPro analysis reveals that despite these challenges, the company maintains a dividend growth rate of 25% and has achieved a notable 29.74% return over the past year.

The research firm's outlook for 2025 anticipates a resumption of growth for Equity Bancshares, with expectations that the NIM will stabilize in the coming years. This outlook supports the decision to maintain the Neutral rating on the stock, despite the lowered price target. With a market capitalization of $739.4 million and a P/E ratio of 37.8x, detailed financial analysis and additional insights are available in the comprehensive Pro Research Report on InvestingPro.

DA Davidson's analyst highlighted the mixed financial picture for Equity Bancshares, stating, "We are encouraged by core NIM advancing, although there were plenty of distractions on loan growth, fee income, expenses and even credit that clouded the picture." The analyst further clarified the rationale behind the rating and target adjustment, adding, "Based on the 2025 outlook provided, we expect growth to resume and NIM will stabilize. We maintain our NEUTRAL rating with a revised $46 target." Four analysts have recently revised their earnings estimates downward for the upcoming period, though net income is still expected to grow this year.

Investors and market watchers will be keeping an eye on Equity Bancshares as the company strives to navigate through the identified challenges and capitalize on the expected growth and stabilization in the years ahead. The updated price target reflects DA Davidson's current assessment of the bank's value based on their analysis and projections.

In other recent news, Equity Bancshares declared a quarterly cash dividend of $0.15 per share on its Class A Common Stock, continuing its trend of consistent dividend payouts. This decision aligns with the bank's financial strategy and commitment to its shareholders. Furthermore, Equity Bancshares is expected to experience a 9% dilution in its 2025 earnings per share (EPS), according to DA Davidson, following its recent capital raising efforts. This additional capital is anticipated to enhance the company's tangible book value (TBV) by 5% in 2024, positioning the firm for potential mergers and acquisitions.

DA Davidson has revised its price target for Equity Bancshares from $45.00 to $52.00, maintaining a Neutral rating on the stock. Recently, Equity Bancshares reported a net income of $19.8 million for the third quarter, demonstrating significant loan growth. The bank also successfully completed a merger with KansasLand, expected to further strengthen its financial performance. Looking ahead, Equity Bancshares projects mid to high single-digit organic loan growth for 2024 and 2025, backed by a robust pipeline of $448 million in loans. These recent developments are part of Equity Bancshares' strategic positioning in the evolving banking landscape.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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