Deutsche Bank upgrades Societe Generale stock rating to Buy on self-help story

Published 01/09/2025, 08:38
Deutsche Bank upgrades Societe Generale stock rating to Buy on self-help story

Investing.com - Deutsche Bank upgraded Societe Generale SA (EPA:GLE) (OTC:SCGLY) from Hold to Buy and raised its price target to EUR63.00 from EUR52.00, citing the recent 10% share price decline as a buying opportunity.

Deutsche Bank views Societe Generale as "one of the last remaining self-help re-rating stories" with potential for above-sector capital returns and profitability growth, forecasting the bank’s ROTE to increase from approximately 7% in 2024 to 11.5% by 2028.

The firm expects capital returns to average more than 10% annually through 2028, with a focus on share buybacks, while maintaining CET1 capital above 13% throughout the forecast period.

Despite Societe Generale’s robust year-to-date performance of approximately 95%, Deutsche Bank notes the shares still trade at a significant discount compared to European banking peers (7.4x PE, 0.7x P/TB versus 9.0x PE, 1.3x P/TB for European banks in 2026E).

The firm ranks BNP Paribas as its top pick due to better diversification and lower exposure to France amid ongoing political uncertainty, followed by Societe Generale and then Credit Agricole (CASA).

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