Goldman Sachs raises Charles Schwab stock price target to $114 on earnings growth

Published 17/10/2025, 10:50
Goldman Sachs raises Charles Schwab stock price target to $114 on earnings growth

Investing.com - Goldman Sachs has raised its price target on Charles Schwab Corp. (NYSE:SCHW) to $114.00 from $110.00 while maintaining a Buy rating following the company’s third-quarter 2025 results. According to InvestingPro data, 12 analysts have recently revised their earnings estimates upward, with price targets ranging from $86 to $134.

The investment bank increased its earnings per share estimates for 2025, 2026, and 2027 to $4.84, $5.52, and $6.68 respectively, approximately 4% above consensus forecasts. These upward revisions stem primarily from strong client engagement expected to continue into the fourth quarter and higher client transactional cash, which grew 4% quarter-over-quarter. The company’s strong fundamentals are reflected in its perfect Piotroski Score of 9, a comprehensive measure of financial strength tracked by InvestingPro.

Goldman Sachs projects Charles Schwab will achieve a compound annual growth rate of approximately 10% in net interest income despite lower interest rates. The firm also highlighted potential revenue contributions from Schwab’s alternative investments platform and upcoming cryptocurrency platform launch. With a market capitalization of $169.56 billion and an attractive PEG ratio of 0.46, Schwab demonstrates strong growth potential relative to its current valuation.

The brokerage noted Schwab’s accelerated capital return program, evidenced by $2.7 billion in share repurchases during the third quarter. Additionally, the company paid down most of its supplemental funding balances before the quarter’s end, positioning it to begin reinvesting its securities portfolio in the fourth quarter.

Goldman Sachs expects Charles Schwab to maintain high-teens earnings per share growth in 2026 and 2027 even amid interest rate cuts, with its new price target based on an 18x multiple of projected earnings for the next 12 months.

In other recent news, Charles Schwab Corp. has been the focus of several notable developments. Raymond James raised its price target for Charles Schwab to $110, maintaining an Outperform rating, due to the company’s improved financial position and strategic reinvestment plans to counteract net interest margin pressures. Citizens also reiterated its Market Outperform rating, projecting that Schwab will exceed consensus earnings estimates for the quarter, forecasting $1.23 per share compared to the consensus of $1.22. Additionally, BMO Capital initiated coverage of Charles Schwab with an Outperform rating and a $110 price target, highlighting the company’s balance sheet improvements.

In terms of new offerings, Charles Schwab launched Schwab Private Issuer Equity Services, an equity management solution tailored for late-stage private companies preparing for potential public offerings. This initiative aims to provide these companies with advanced equity management capabilities similar to those available to public companies. The launch reflects Schwab’s commitment to addressing the evolving needs of firms staying private longer. These developments underscore Schwab’s strategic initiatives and ongoing financial evaluations by major investment firms.

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