ING stock rating upgraded by Morgan Stanley on positive NII outlook

Published 02/09/2025, 08:34
ING stock rating upgraded by Morgan Stanley on positive NII outlook

Investing.com - Morgan Stanley has upgraded ING (NYSE:ING) from Equalweight to Overweight and raised its price target to EUR25.40 from EUR23.50, naming the Dutch bank a Top Pick. The bank, currently valued at $68 billion, trades at a P/E ratio of 13.4x and offers a dividend yield of 2.89%.

The upgrade comes despite expectations that net interest income (NII) will remain flat in Q3, as Morgan Stanley anticipates a stronger Q4 exit rate that positions the bank well for 2026.

Morgan Stanley projects ING will offset approximately €300 million in headwinds from its replicating portfolio next year through savings rate cuts and continued volume growth, leading to NII growth in 2026.

The firm remains ahead of consensus on fee income, citing multiple levers for ING to deliver positive surprises in this area, and views the next share buyback in Q3 (estimated at €2 billion) as the immediate catalyst for the stock.

ING currently trades at 1.18x price-to-tangible net asset value for 2026, with approximately 14% return on tangible equity projected for 2027, and has underperformed the sector year-to-date, according to Morgan Stanley’s analysis.

In other recent news, ING Group NV reported its earnings for the second quarter of 2025, surpassing market expectations. The company achieved an earnings per share (EPS) of $0.64, which was higher than the forecasted $0.60. Additionally, ING Group’s revenue reached $6.53 billion, exceeding predictions of $6.50 billion. These results highlight the company’s financial performance during the period. Despite the positive earnings and revenue figures, the stock experienced a pre-market decline. There were no recent updates regarding mergers involving ING Group. Analyst firms have not reported any upgrades or downgrades for the company following these results. These developments reflect the latest financial activities surrounding ING Group.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.