Paytm stock price target raised to INR1,250 by UBS on regulatory clarity

Published 29/08/2025, 06:48
Paytm stock price target raised to INR1,250 by UBS on regulatory clarity

Investing.com - UBS has raised its price target for One 97 Communications Ltd (NSE:PAYTM), the parent company of Paytm, to INR1,250 from INR1,100 while maintaining a Neutral rating on the stock.

The investment bank cited the resolution of regulatory issues as the primary reason for the increased target, specifically noting that receiving a payment aggregator license represents a "re-rating event" for the company. UBS also acknowledged Paytm’s progress toward profitability through cost measures and merchant loan scale-up.

UBS forecasts a 22% revenue CAGR for Paytm and expects EBITDA margin to improve from 4% in FY26E to 15% in FY28E, against an industry GMV CAGR of 14% over FY25-30E. The firm raised its EPS estimates and lowered Paytm’s cost of equity following the resolution of regulatory concerns.

Despite the positive developments, UBS maintained its Neutral stance, pointing to challenges including lack of progress in customer additions and potential pressure in business loan delinquencies that could affect revenues cyclically.

The stock has reached an all-time high valuation of 7.1x EV/1Y forward sales and trades at 62x P/FY27E EPS, which UBS notes is in line with Indian internet peers but limits further upside potential.

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