Stephens raises Cullen/Frost stock target to $141, keeps rating

Published 02/05/2025, 13:08
Stephens raises Cullen/Frost stock target to $141, keeps rating

On Friday, Stephens analyst Matt Olney increased the price target for Cullen/Frost Bankers (NYSE:CFR) shares to $141 from $138, while maintaining an Equal Weight rating on the stock. According to InvestingPro data, four analysts have recently revised their earnings estimates upward, with price targets ranging from $110 to $164. The revision follows Cullen/Frost’s first quarter financial results of 2025, which featured stronger revenue performance than expected. Both noninterest income and net interest income surpassed consensus forecasts, leading to an optimistic revenue outlook for the rest of the year. The bank, currently valued at $7.74 billion, maintains a "GOOD" financial health score.

The bank’s updated guidance for 2025 suggests a positive shift in revenue, without altering the expected noninterest expenses. This indicates potential for improved operating leverage. The company projects 11% revenue growth for fiscal year 2025, trading at a P/E ratio of 12.8x. In response to these developments, Stephens has adjusted its earnings per share (EPS) forecast for 2026 upwards by 2%, reflecting the bank’s promising financial trajectory.

Cullen/Frost’s growth trends are anticipated to outpace those of its peers, bolstered by strategic investments and its dynamic presence in the metropolitan Texas area. The new price target of $141 is based on a 15 times multiple applied to the revised 2026 EPS estimate of $9.39 and 2.35 times the 12-month forecast for tangible book value per share (TBVPS).

Olney’s analysis points to Cullen/Frost’s solid performance and the expectation that it will continue to achieve growth above peer levels. The Equal Weight rating indicates that the stock is projected to perform in line with the expectations for the overall market or sector.

In other recent news, Cullen/Frost Bankers reported strong financial results for Q1 2025, with earnings per share (EPS) of $2.30, exceeding the forecasted $2.15. The company’s revenue also surpassed expectations, reaching $560.41 million compared to the anticipated $538.79 million. DA Davidson raised the price target for Cullen/Frost to $135, maintaining a Neutral rating, citing the bank’s solid performance and strategic expansion plans. Conversely, Citi lowered its price target to $109, keeping a Sell rating due to concerns about the bank’s operational efforts and investment expenditures impacting earnings. Cullen/Frost’s ongoing branch expansion strategy in Texas is expected to contribute positively to earnings by 2026. The bank’s strategic initiatives have already led to a 5.7% growth in consumer checking customers and an 8.8% increase in average loans. Analysts at DA Davidson highlighted Cullen/Frost’s consistent outperformance against larger banks in market share. Despite differing views, both analyst firms acknowledge the bank’s commitment to long-term growth and expansion.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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