UBS raises Paytm stock price target to INR1,050 on expected profitability

Published 14/07/2025, 06:46
UBS raises Paytm stock price target to INR1,050 on expected profitability

Investing.com - UBS raised its price target on One 97 Communications (NSE:PAYT) Ltd (NSE:PAYTM) to INR1,050 from INR1,000 while maintaining a Neutral rating on Monday.

The investment bank expects Paytm to report positive profit after tax (PAT) in Q1, driven by continued cost focus and sequential momentum in payments and financial service revenues. UBS noted that customer additions would likely remain weak as Paytm showed no material share gain in the UPI market quarter-over-quarter.

UBS lowered its gross merchandise value (GMV) compound annual growth rate forecast for Paytm to 26% for FY25-27E from 30% previously, citing a slowdown in India’s overall digital payment growth. The firm also reduced its net payment margin assumptions based on lower UPI incentive expectations.

The merchant loan distribution and device business revenues are expected to continue growing, while marketing services could remain weak. UBS views Paytm’s potential PAT turning positive in FY26 as a re-rating catalyst, given its material discount to Indian internet peers.

The investment bank maintained its Neutral rating, noting concerns about Paytm not yet receiving a payment aggregator license and weak customer additions. The new price target implies a 40x FY27E adjusted EV/EBITDA multiple.

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