DF Capital reports strong first-half growth with record loan origination

Published 08/07/2025, 07:40
DF Capital reports strong first-half growth with record loan origination

LONDON - DF Capital, a specialist bank providing financial solutions for UK dealers and manufacturers, reported record loan origination of £828 million in the first half of 2025, representing a 16.8% increase compared to the same period last year, according to a company press release.

The bank’s loan book grew to £728 million by June 30, up 20.7% from the previous year, slightly exceeding management expectations. Stock days, which measure the average age of outstanding loans, stood at 128 days at period end, compared to 140 days at the end of December 2024.

DF Capital expanded its customer base to 1,491 dealer clients, up from 1,250 in the first half of 2024, while supporting 97 manufacturer partners. Credit lines reached £1.4 billion, a 27.3% increase year-over-year.

The company reported that overdue accounts performed in line with expectations, with 38 dealers having arrears one day past due, representing 2.5% of total dealers. The total arrears balance accounted for 0.9% of the loan book, compared to 0.5% in the same period last year.

In a significant business development, DF Capital launched its asset finance lending capability after receiving approval from the Financial Conduct Authority to conduct consumer lending. The company has already signed up over 50 dealers to originate loans, initially targeting the motorhome and caravan sectors.

"We continue to demonstrate our ability to grow loan origination whilst supporting our dealer and manufacturers with more products and services than ever before," said Carl D’Ammassa, Chief Executive of DF Capital, in the press release.

The company expects to announce its interim results for the six months ended June 30, 2025, in September. Management expressed confidence in meeting full-year market expectations.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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