PNC Bank lowers prime lending rate to 7.25%

Published 17/09/2025, 21:34
PNC Bank lowers prime lending rate to 7.25%

PITTSBURGH - PNC Bank, N.A. announced Wednesday it will reduce its prime lending rate to 7.25% from its current level, effective Thursday, Sept. 18, 2025. The bank, which InvestingPro data shows has maintained strong financial health with a "GOOD" overall rating, continues to demonstrate its market leadership.

The decrease marks an adjustment to the benchmark rate that many banks use to set interest rates on various consumer and commercial loans, including credit cards, home equity lines of credit, and small business loans.

PNC Bank is a member of The PNC Financial Services Group, Inc. (NYSE:PNC), which operates as one of the largest diversified financial services institutions in the United States.

The prime rate change will affect borrowing costs for PNC customers with loans tied to this benchmark. The bank did not provide specific reasons for the rate reduction in its announcement.

The information is based on a press release statement issued by PNC Bank.

In other recent news, PNC Financial Services Group reported impressive second-quarter results for 2025, surpassing expectations with an earnings per share of $3.85, compared to the projected $3.55. The company also exceeded revenue forecasts, reporting $5.66 billion against an expected $5.61 billion. In a strategic move, PNC announced the acquisition of FirstBank for $4.125 billion, structured as 70% stock and 30% cash, enhancing its presence in Colorado and Arizona with 95 branches. Piper Sandler responded by raising its price target for PNC Financial to $211, citing the benefits of the FirstBank deal. Similarly, HSBC increased its price target to $219 while maintaining a Buy rating. Oppenheimer upgraded PNC Financial to Outperform, setting a new price target of $238, due to its growth outlook. Additionally, Charlotte McLaughlin, former President and CEO of PNC Capital Markets LLC, joined Community Capital Technology’s Board of Directors, bringing extensive financial services experience to the company.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.