Wilmington Cards 2021-1 amends notes terms, extends maturity dates

Published 10/07/2025, 17:14
Wilmington Cards 2021-1 amends notes terms, extends maturity dates

LONDON - Wilmington Cards 2021-1 PLC announced Thursday that it will implement amendments to its outstanding notes effective July 18, 2025, primarily extending maturity dates and adjusting interest margins.

The company will increase the margin on its £3.35 billion Class A Asset Backed Notes from 0.55% to 0.90%, with the rate of interest changing to Compounded Daily SONIA plus 0.90% per annum.

Key maturity dates will be extended significantly, with the Final Redemption Date moving from 2030 to 2037. The Scheduled Redemption Date for Class A Notes will shift from March 2026 to March 2033, while Class D Notes will move from March 2027 to March 2034.

The Series 2021-1 Scheduled Accumulation Commencement Date will be postponed by seven years for both classes of notes, with Class A Notes moving from March 2025 to March 2032 and Class D Notes from March 2026 to March 2033.

The amendments also include updates to the Controlled Accumulation Period commencement date, which will change from March 2025 to March 2032, along with various consequential and conforming amendments to relevant documents.

Wilmington Cards 2021-1 has also updated its registered address from London EC2N 2AX to Churchill Place, London E14 5HU.

The changes affect both the £3.35 billion Class A Asset Backed Notes due 2026 and the £1 billion Class D Asset Backed Notes due 2027. The amendments will be made to several documents, including the note trust deed, issuer master framework agreement, and security trust deed and cash management agreement.

This information is based on a press release statement issued by the company.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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