Northern Trust beats Q2 earnings on record net interest income

Published 23/07/2025, 12:56
 Northern Trust beats Q2 earnings on record net interest income

CHICAGO - Northern Trust Corporation (NASDAQ:NTRS) reported second quarter earnings per share of $2.13, exceeding analyst expectations of $2.05, as the financial services company benefited from record net interest income and growth in trust fees.

Revenue for the quarter reached $2 billion, surpassing the consensus estimate of $1.96 billion. The company’s net income was $421.3 million, up 7% from $392 million in the first quarter, though down from $896.1 million in the same quarter last year when results included significant one-time gains.

Trust, investment and other servicing fees, the company’s largest revenue source, increased 6% YoY to $1.23 billion. Net interest income reached a record $615.2 million on a fully taxable equivalent basis, up 16% from the year-ago period, driven by higher deposits and lower funding costs.

"Northern Trust reported another quarter of strengthening results, featuring mid-single digit trust fee growth, record net interest income, and meaningful expansion in our pretax margin, all of which drove a 20% increase in our earnings per share, excluding notables in the prior period," said Michael O’Grady, Chairman and CEO.

The company’s assets under custody/administration rose 9% YoY to $18.1 trillion, while assets under management increased 11% to $1.7 trillion, both benefiting from favorable market conditions.

Northern Trust’s board approved a 7% increase to its quarterly dividend, raising it by $0.05 per share. The company also repurchased 3.37 million shares during the quarter at an average price of $100.57 per share, totaling $339.4 million.

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