General Motors Financial issues $2.25 billion in senior notes

Published 04/03/2025, 17:08
General Motors Financial issues $2.25 billion in senior notes

General Motors (NYSE:GM) Financial Company, Inc. (GM Financial) has successfully completed a public offering of senior notes totaling $2.25 billion. The offering, closed on Monday, was structured in three parts: $300 million of floating rate senior notes due in 2028, $1.2 billion of 5.050% senior notes also due in 2028, and $750 million of 5.625% senior notes due in 2032.

The senior notes are unsecured obligations of GM Financial and rank equally with the company’s existing and future unsecured indebtedness. The floating rate notes will bear interest based on the secured overnight financing rate plus 1.170%, with interest payments made quarterly beginning July 4, 2025, and maturation set for April 4, 2028. The fixed rate notes will pay semi-annual interest with the 2028 and 2032 notes bearing annual rates of 5.050% and 5.625%, respectively.

GM Financial has outlined that the net proceeds from the offering, estimated at approximately $2.24 billion after underwriting discounts and expenses, will be used for general corporate purposes. This influx of capital is expected to bolster the company’s general funds.

The notes were issued under an agreement with a consortium of underwriters led by Citigroup (NYSE:C) Global Markets Inc., Deutsche Bank (ETR:DBKGn) Securities Inc., Lloyds (LON:LLOY) Securities Inc., RBC Capital Markets, LLC, Scotia Capital (USA) Inc., and SMBC Nikko Securities America, Inc. In accordance with the underwriting agreement dated February 27, 2025, GM Financial has agreed to indemnify the underwriters against certain liabilities.

The offering was made under a shelf registration statement filed on December 7, 2022, and became automatically effective. The prospectus supplement related to the notes was filed pursuant to Rule 424(b) under the Securities Act.

The senior notes are part of a series of debt securities issued under an indenture dated October 13, 2015, between GM Financial and Computershare Trust Company, N.A., as trustee. The indenture contains covenants that restrict GM Financial’s ability to merge or sell assets and requires that any future secured indebtedness equally and ratably secure the notes.

This financial move comes as GM Financial continues to navigate the dynamic automotive finance landscape, and the capital raised will play a crucial role in the company’s ongoing operations. The information on this offering is based on a press release statement.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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