H&R Block issues $350 million in 5.375% notes due 2032

Published 26/08/2025, 21:24
H&R Block issues $350 million in 5.375% notes due 2032

H&R Block, Inc. (NYSE:HRB) announced Tuesday that its subsidiary, Block Financial LLC, has issued and sold $350 million principal amount of 5.375% notes set to mature on September 15, 2032. The sale closed the same day.

According to a statement based on a filing with the Securities and Exchange Commission, the notes are fully and unconditionally guaranteed by H&R Block, Inc. The offering was registered under the Securities Act of 1933 through a shelf registration statement on Form S-3ASR.

Interest on the notes will be paid semi-annually on March 15 and September 15 of each year, beginning March 15, 2026. Prior to July 15, 2032, Block Financial may redeem the notes, in whole or in part, at a "make-whole" redemption price as detailed in the indenture. On or after July 15, 2032, the notes may be redeemed at a price equal to 100% of the principal amount plus accrued and unpaid interest.

The indenture governing the notes includes certain restrictions, such as limitations on the company’s and its subsidiaries’ ability to incur liens or to consolidate, merge, or transfer substantially all assets. It also requires Block Financial to offer to repurchase the notes in the event of certain change of control events, as described in the indenture. The agreement contains customary events of default.

U.S. Bank Trust Company, National Association, is designated as the separate and successor trustee for the notes, succeeding Deutsche Bank Trust Company Americas.

This information is based on a press release statement included in the company’s Form 8-K filed with the SEC.

In other recent news, H&R Block reported its fourth-quarter 2025 earnings, which showed a mixed performance. The company posted an earnings per share (EPS) of $2.27, falling short of analyst expectations, which had forecasted an EPS of $2.98. This represented a 23.83% negative surprise for investors. On the revenue side, H&R Block exceeded projections slightly, reporting $1.11 billion. Despite this revenue beat, the earnings miss led to a negative response from investors. Goldman Sachs responded by reiterating its Sell rating for H&R Block, maintaining a price target of $48.00. The firm highlighted the company’s underperformance on margins and earnings per share. Additionally, H&R Block’s guidance for fiscal 2026 EPS did not meet market expectations. These developments have contributed to the current investor sentiment surrounding the company.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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