Spirit Aviation Holdings amends card processing deal and draws $275 million credit line

Published 21/08/2025, 22:32
Spirit Aviation Holdings amends card processing deal and draws $275 million credit line

Spirit Aviation Holdings, Inc. (NYSE American:FLYY) announced Thursday that it has amended its existing card processing agreement with U.S. Bank National Association and fully drew $275 million from its revolving credit facility. The information is based on a press release statement and a filing with the Securities and Exchange Commission.

According to the filing, Spirit Aviation’s subsidiary, Spirit Airlines (OTC:SAVEQ), LLC, entered into two amendments to its card processing agreement with U.S. Bank, effective August 15 and August 20. Under the amended terms, Spirit agreed to transfer $50 million in cash to a pledged account in favor of U.S. Bank. Additionally, U.S. Bank may now hold back up to $3 million per day until its exposure is fully collateralized, and Spirit is required to maintain full collateralization as exposure levels change.

In exchange, U.S. Bank extended the agreement’s term from the current December 31, 2025 expiration to December 31, 2027, with two automatic one-year renewals unless either party provides at least 90 days’ notice of non-renewal. The bank also removed an existing minimum liquidity trigger for holdbacks under the agreement.

On Thursday, Spirit borrowed the entire available amount of $275 million under its senior secured revolving credit facility. This facility, which was amended and restated on March 13, 2025, includes Citibank, N.A. as the administrative agent and Wilmington Trust as the collateral agent. The borrowings will mature on September 30, 2026.

Spirit stated the borrowed funds will be used for general corporate purposes and to address collateral posting requirements under the extended card processing agreement.

Additional terms of the card processing agreement remain as previously disclosed in Spirit’s prior filings, including its 2024 annual report and earlier SEC reports.

Spirit Aviation Holdings, Inc. trades on the NYSE American under the ticker FLYY.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.