Citron Research says Rocket Companies isn’t a meme stock

Published 04/08/2025, 12:40
© Reuters.

Investing.com -- Citron Research has declared that Rocket Companies (NYSE:RKT) is not a meme stock, despite its shares rising 47% year-to-date.

In a statement, Citron described Rocket as "building the Amazon/Carvana of mortgages" in a $13 trillion sector that represents 70% of all consumer debt.

The research firm suggested that retail investors were not chasing hype but recognized the potential of the merger between Rocket and Mr. Cooper, calling it "a housing juggernaut."

Citron quoted investor Dan Loeb, who described the deal as "a transformative, synergy-rich merger between two technology leaders in a parochial, cost-inflationary industry."

The firm also highlighted comments from Rocket CEO Varun Krishna, who stated on an earnings call that the company could multiply its business tenfold using AI without increasing headcount or costs.

Citron added that Rocket stands to benefit regardless of interest rate movements, noting that if "rates fall, it rockets" while in a high-rate environment, the company "services 1 in 6 U.S. mortgages."

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