AUD/USD Tumbles as Unemployment Jumps to 2021 Highs

Published 17/07/2025, 05:59
Updated 17/07/2025, 08:30

The Australian labour market is cracking, with a sharp jump in unemployment and weak full-time jobs data driving a repricing of RBA rate cut expectations.

The Aussie dollar and yields are sinking, while key support zones are coming under threat in AUD/USD and AUD/NZD.

  • Aussie unemployment hits 4.3%, highest since late 2021
  • Full-time jobs slump, hours worked fall sharply
  • RBA rate cut priced with 95% probability for August
  • AUD/USD, AUD/NZD test key support after jobs miss

Summary

Australia’s unemployment rate jumped unexpectedly to the highest level since late 2021 in June, keeping the prospect of a RBA rate cut on the table when it next meets in August. The news sent Australian bond yields and the Aussie dollar sharply lower, reflecting the belief the data may prompt the RBA to focus beyond inflation to what’s now clear weakening in the domestic labour market.

Australian Unemployment Jumps Sharply

Australia Unemployment Rate

Source: ABS

Australia’s labour market showed further signs of softening in June, with the unemployment rate lifting to 4.3%—the highest level since November 2021 and above the 4.2% average rate the RBA forecast for Q2.

While total employment rose by a modest 2,000 people, it masked a concerning shift beneath the surface, with 40,000 part-time jobs added but 38,000 full-time roles lost. The participation rate edged up to 67.1%. Hours worked also fell by 0.9%, driven by a decline in full-time hours, reinforcing the message that labour market conditions are cooling.

Underutilisation also ticked higher, rising to 10.3% as the underemployment rate increased to 6.0%.

For context, underemployment captures those working fewer hours than they’d prefer, while the underutilisation rate combines this with those actively seeking work. Despite the monthly lift, both remain well below their pandemic-era peaks. Still, with job creation stalling and the quality of employment deteriorating, it’s clear the labour market is losing steam.

Increasing RBA Rate Cut Probability

Australia OIS

Source: Bloomberg

The data saw rates traders add to pricing for an August 12 RBA rate cut, with the implied probability now sitting at 95% for a 25 basis point move. Looking further ahead, another cut is fully priced by November, with a third by December deemed a coin flip.

AUD Sinks Against USD, NZD

With interest rate differentials moving against it, the Aussie dollar slumped against both the US dollar and Kiwi following the data.AUD/USD-Daily Chart

Source: TradingView

AUD/USD finds itself trading beneath channel support, testing the important 50-day moving average. As seen following the false break of both levels on June 23, price action over the remainder of the session may be instructive as to where longer-term directional risks for the Aussie may lie.

If the price can break and close beneath both the 50-day moving average and July 7 low of .6485, it may act as a catalyst to spark a deeper unwind towards the 200-day moving average located just above .6400. With RSI (14) sitting below 50 and with MACD now below the signal line and trending towards negative territory, the momentum picture is shifting neutral to slightly bearish, increasing the risk of a trend change.

Alternatively, if the price bounces off the 50-day moving average and reclaims channel support, it would put .6550 on the radar, considering that’s where the pair stalled in the prior two sessions.AUD/USD-Daily Chart

Source: TradingView

AUD/NZD is another pair to keep an eye on in the wake of the data, putting in a potential topping signal from a known resistance level. As things stand, we’re looking at a bearish engulfing candle should the price finish the session at or below these levels. Coming from above the 200-day moving average—a level the pair struggled at earlier this year—such a signal would likely add to the risk of a more meaningful reversal.

AUD/NZD attracted bids beneath 1.0950 earlier this week, so the near-term price action may be instructive. If the price can take out Wednesday’s low, 1.0915 is a level to watch on the downside. If it were to buckle, 1.08400 would be the next target for shorts.

While the momentum picture remains bullish, both RSI (14) and MACD have either curled or are curling over, indicating waning topside momentum.

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