Affirm stock price target raised to $97 from $75 at RBC Capital

Published 29/08/2025, 13:34
Affirm stock price target raised to $97 from $75 at RBC Capital

Investing.com - RBC Capital has raised its price target on Affirm Holdings Inc. (NASDAQ:AFRM) to $97.00 from $75.00 while maintaining a Sector Perform rating on the stock. The stock has delivered impressive returns, surging 92% over the past year and currently trades near its 52-week high of $82.53. According to InvestingPro analysis, the stock appears to be trading above its Fair Value.

The financial services company delivered strong quarterly results with performance exceeding expectations across all key metrics, according to RBC Capital analyst notes. The company’s robust performance is reflected in its 38.8% revenue growth over the last twelve months, with a healthy current ratio of 8.25 indicating strong liquidity position.

Affirm also provided fiscal year 2026 guidance that surpassed market expectations, particularly regarding Gross Merchandise Volume (GMV), which had been a focus area for investors concerned about the impact of losing a large enterprise client.

RBC Capital noted that Affirm continues to shift its business mix toward 0% APR offers, which attracts higher-credit consumers to the platform.

The firm also highlighted that Affirm continues to demonstrate favorable 30+ day delinquency rates in its consumer loan portfolio.

In other recent news, Affirm Holdings Inc. reported impressive earnings for the fourth quarter of fiscal year 2025, with earnings per share of $0.20, significantly exceeding the forecast of $0.12. The company’s revenue also surpassed expectations, reaching $876.42 million compared to the projected $834.35 million. Affirm’s Gross Merchandise Volume (GMV) grew by 43%, outperforming both guidance and analyst expectations. Following these results, Stephens raised its price target for Affirm to $93, while maintaining an Equal Weight rating. TD Cowen increased its price target to $115, citing strong growth and Affirm’s conservative guidance. Citizens JMP also raised its price target to $105, maintaining a Market Outperform rating. Despite the strong results, Needham maintained a Hold rating but raised its estimates for the company. These developments reflect Affirm’s continued growth and strong performance in the market.

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