Affirm Holdings Inc (AFRM)

Currency in USD
73.61
+2.47(+3.47%)
Real-time Data·
AFRM Scorecard
Full Analysis
Net income is expected to grow this year
AFRM is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
71.6273.95
52 wk Range
30.90100.00
Key Statistics
Prev. Close
71.14
Open
72.95
Day's Range
71.62-73.95
52 wk Range
30.9-100
Volume
3.75M
Average Volume (3m)
7.39M
1-Year Change
51.1%
Book Value / Share
9.51
Fair Value
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Fair Value Upside
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AFRM Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
96.86
Upside
+31.58%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a high earnings multiple

Affirm Holdings Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Affirm Holdings Inc Company Profile

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The company’s commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company’s merchants represent a range of industries, including sporting goods and outdoors, home and lifestyle, travel and ticketing, electronics, fashion and beauty, equipment and auto, and general merchandise. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.

Affirm Holdings Inc SWOT Analysis


BNPL Pioneer's Path
Affirm's journey as a Buy Now, Pay Later leader, showcasing impressive growth with a 38.8% year-over-year revenue increase and strategic partnerships
Financial Trajectory
Explore Affirm's path to profitability, with projections indicating positive EPS by fiscal year 2025 and analyst price targets ranging from $64 to $115
Market Dynamics
Delve into Affirm's competitive landscape, examining its position against traditional financial institutions and emerging fintech rivals in the evolving BNPL secto
Future-Focused Strategy
Learn about Affirm's innovative initiatives, including the Affirm Card and international expansion, poised to drive growth and diversify revenue streams
Read full SWOT analysis

Affirm Holdings Inc Earnings Call Summary for Q4/2025

  • Q4 2025 EPS of $0.20 beat $0.12 forecast; revenue of $876.42M exceeded expectations. Stock rose 3.09% after hours.
  • 95% of transactions from repeat borrowers. Affirm Card volume hit $1.2B with 10% attach rate.
  • CEO highlighted strong credit performance and adaptability to various economic environments.
  • Company expects high end of 3-4% revenue less transaction cost take rate; cautious on international expansion.
  • Potential risks include student loan repayments impact, competition in buy-now-pay-later sector, and macroeconomic conditions.
Last Updated: 28/08/2025, 23:28
Read Full Transcript

Compare AFRM to Peers and Sector

Metrics to compare
AFRM
Peers
Sector
Relationship
P/E Ratio
456.7x16.6x9.7x
PEG Ratio
4.07−1.200.03
Price/Book
7.8x3.1x1.0x
Price / LTM Sales
7.4x3.1x2.9x
Upside (Analyst Target)
34.9%42.4%15.8%
Fair Value Upside
Unlock9.6%1.1%Unlock

Analyst Ratings

17 Buy
7 Hold
0 Sell
Ratings:
24 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 96.86
(+31.58% Upside)

Earnings

Latest Release
Aug 28, 2025
EPS / Forecast
0.20 / 0.12
Revenue / Forecast
876.42M / 834.35M
EPS Revisions
Last 90 days

AFRM Income Statement

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FAQ

What Stock Exchange Does Affirm Holdings Trade On?

Affirm Holdings is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Affirm Holdings?

The stock symbol for Affirm Holdings is "AFRM."

What Is the Affirm Holdings Market Cap?

As of today, Affirm Holdings market cap is 23.82B.

What Is Affirm Holdings's Earnings Per Share (TTM)?

The Affirm Holdings EPS (TTM) is 0.15.

When Is the Next Affirm Holdings Earnings Date?

Affirm Holdings will release its next earnings report on 04 Nov 2025.

From a Technical Analysis Perspective, Is AFRM a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Affirm Holdings Stock Split?

Affirm Holdings has split 0 times.

How Many Employees Does Affirm Holdings Have?

Affirm Holdings has 2206 employees.

What is the current trading status of Affirm Holdings (AFRM)?

As of 13 Oct 2025, Affirm Holdings (AFRM) is trading at a price of 73.61, with a previous close of 71.14. The stock has fluctuated within a day range of 71.62 to 73.95, while its 52-week range spans from 30.90 to 100.00.
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