Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. The company’s platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. The company has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. Its merchants represent a range of industries, including sporting goods and outdoors, home and lifestyle, travel and ticketing, electronics, fashion and beauty, equipment and auto, and general merchandise. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.
BNPL Pionee | Affirm leads the Buy Now, Pay Later revolution, showcasing impressive growth and strategic partnerships in the evolving fintech landscape |
Financial Trajectory | Explore Affirm's path to profitability, with analysts projecting GAAP profitability by fiscal year 2025 and revenue estimates of $3.16 billion |
Market Expansion | Delve into Affirm's international growth strategies, including its entry into the UK market and integration with major platforms like Apple Pay |
Valuation Insights | Analyst price targets for Affirm range from $56 to $83, reflecting diverse perspectives on the company's future performance and market position |
Metrics to compare | AFRM | Sector Sector - Average of metrics from a broad group of related Technology sector companies | Relationship RelationshipAFRMPeersSector | |
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P/E Ratio | −409.6x | 23.0x | 9.5x | |
PEG Ratio | −4.49 | −0.02 | 0.03 | |
Price/Book | 8.9x | 3.3x | 1.0x | |
Price / LTM Sales | 8.5x | 3.7x | 2.8x | |
Upside (Analyst Target) | −5.0% | 32.0% | 13.3% | |
Fair Value Upside | Unlock | 16.8% | 1.6% | Unlock |