American Express stock price target raised to $348 from $340 at Truist

Published 21/07/2025, 15:20
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Investing.com - Truist Securities raised its price target on American Express (NYSE:AXP) to $348.00 from $340.00 on Monday, while maintaining a Buy rating on the prominent player in the Consumer Finance industry. According to InvestingPro data, analyst targets for AXP range from $255 to $375, with the stock currently trading at a P/E ratio of 21.5x.

The price target adjustment follows American Express’s second-quarter results, which Truist noted slightly exceeded revenue expectations while maintaining stable billings growth. The company has demonstrated solid performance with revenue growth of 9.17% over the last twelve months, reaching $63.4 billion.

Truist adjusted its full-year revenue growth forecast to 9%, positioning it at the midpoint of American Express’s maintained guidance range of 8-10%, up from its previous estimate of 8%.

The firm tweaked its 2025 earnings per share estimate from $15.30 to $15.35, noting this aligns with management’s adjusted EPS growth range of 12-16%.

Truist kept its 2026 earnings per share estimate unchanged at $17.40, with the new price target based on this projection and a 20x multiple.

In other recent news, American Express reported strong second-quarter earnings for 2025, surpassing analyst expectations with an EPS of $4.08, compared to a forecast of $3.87. The company’s revenue reached $17.86 billion, slightly above the anticipated $17.7 billion, marking a 9% year-over-year increase. UBS maintained a Neutral rating on American Express, with a price target of $340, highlighting the company’s revenue and billed business growth. However, UBS noted that expenses exceeded consensus due to higher personnel costs and cardmember rewards. Monness, Crespi, Hardt also maintained a Neutral rating, citing concerns over slowing travel expenditure trends despite the solid quarterly results. The firm pointed out that airline spending showed no growth, contributing to broader slowdowns in the travel and entertainment category. American Express reiterated its full-year 2025 EPS guidance of $15.00-$15.50 and projected revenue growth between 8% and 10%. The company emphasized its strategic focus on premium card offerings and partnerships, which continue to drive competitive advantage and revenue growth.

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