BofA cuts FIS stock price target to $87, maintains buy rating

Published 11/02/2025, 22:54
BofA cuts FIS stock price target to $87, maintains buy rating

On Tuesday, BofA Securities adjusted its outlook on Fidelity National Information Services (NYSE:FIS), reducing the price target to $87 from the previous figure of $96, while still recommending the stock as a Buy. According to InvestingPro data, FIS currently trades at $73.16, suggesting potential upside based on analyst targets. The revision followed FIS’s announcement of its free cash flow (FCF) conversion rate for 2024, which was reported at 77%, falling short of the anticipated 85%. The lower conversion rate was attributed to increased capital expenditures due to rising costs from IT providers and working capital deficits.

The company has provided guidance for a FCF conversion rate between 82% and 85% for 2025, with anticipated improvements stemming from better accounts payable and receivable management. Despite the Banking segment’s underperformance, BofA Securities believes that investor attention has now shifted towards FIS’s FCF efficiency and the stock’s FCF multiple, which is approximately 27 times the projected 2025 figure.

BofA Securities has adjusted the price objective based on 14 times the adjusted earnings per share (EPS) for 2026, a decrease from the prior multiple of 17 times the adjusted 2025 EPS. This adjustment reflects concerns over the company’s execution capabilities. Nevertheless, BofA Securities reiterated its Buy rating, highlighting FIS’s robust recurring revenue, potential for margin growth, and the company’s commitment to returning cash to shareholders.

In other recent news, Fidelity National Information Services (FIS) experienced a reduction in its stock target from $101 to $78 by Raymond (NSE:RYMD) James, while maintaining an Outperform rating. This adjustment followed FIS’s fourth-quarter results, which showed revenues slightly below expectations by around 1%, despite adjusted earnings per share surpassing analysts’ predictions by approximately 3%. The company’s foreign exchange adjusted organic Banking revenue growth saw a deceleration, and adjusted revenue was below consensus.

Despite these shortfalls, FIS’s strong sales momentum, including record core wins and a 9% increase in new sales, could potentially close this gap. While first-quarter guidance is set at about 1%, Banking growth is projected to reach around 4% by 2025.

In a separate development, FIS reported fourth-quarter results that exceeded earnings expectations but fell short on revenue. The company also provided guidance below analyst estimates. FIS posted adjusted earnings per share of $1.40, but revenue of $2.6 billion missed expectations of $2.63 billion. The company’s projections for the first quarter and full year of 2025 were also below estimates.

These are recent developments and indicate a mix of outcomes for FIS, with some areas exceeding expectations and others falling short.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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