BofA Securities raises SoFi stock price target to $15 despite Underperform rating

Published 29/07/2025, 16:04
BofA Securities raises SoFi stock price target to $15 despite Underperform rating

Investing.com - BofA Securities raised its price target on SoFi Technologies (NASDAQ:SOFI) to $15.00 from $13.00 while maintaining an Underperform rating following the company’s second-quarter earnings report. The fintech company, currently valued at $26.66 billion, trades at a P/E ratio of 56.4x.

The investment firm acknowledged that SoFi’s performance and management execution have been solid, as demonstrated in the latest quarterly results. With revenue growth of 23.6% and a remarkable 186% stock return over the past year, Financial Services and Lending account additions and monetization continue to support the company’s long-term growth prospects. According to InvestingPro, the company shows several positive indicators, with 12+ additional insights available to subscribers.

BofA Securities noted that new products and the reintroduction of cryptocurrency to SoFi’s platform should help boost consumer engagement going forward.

Despite these positive factors, the firm maintained its Underperform rating, stating that SoFi shares are "priced to perfection" at current levels.

The analyst specifically pointed out that SoFi is trading at 36 times the mid-point of its 2026 guidance ($0.55-$0.80), which BofA views as "overextended relative to the peer set."

In other recent news, SoFi Technologies Inc. reported impressive financial results for the second quarter of 2025. The company achieved an earnings per share of $0.08, surpassing the market’s forecast of $0.06, marking a 33.33% surprise. Additionally, SoFi Technologies exceeded revenue expectations by reporting $858 million, compared to the anticipated $804.23 million. These results highlight the company’s strong performance during this period. The announcement of these figures has been a focal point for investors and analysts alike. While the stock price movement is not discussed here, the financial outcomes have garnered attention. As these developments unfold, analysts and investors continue to monitor SoFi Technologies closely.

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