SoFi Technologies Inc. (SOFI)

Currency in USD
22.53
-0.23(-0.99%)
Closed·
22.60+0.08(+0.36%)
·
SOFI Scorecard
Full Analysis
4 analysts have revised their earnings upwards for the upcoming period
SOFI is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
21.2122.72
52 wk Range
6.7525.11
Key Statistics
Prev. Close
22.75
Open
22.42
Day's Range
21.21-22.72
52 wk Range
6.75-25.11
Volume
86.96M
Average Volume (3m)
71.03M
1-Year Change
204.96%
Book Value / Share
6.21
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
SOFI Scorecardpro icon
Company’s Health
Unlock
Fair Value
Unlock Price
Fair Price
Upside
Price Target
20.11
Downside
-10.74%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

SoFi Technologies Inc. News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Strong Sell
Moving Averages
Buy

SoFi Technologies Inc. Company Profile

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; and SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees’ behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.

Sector
Financial
Employees
5000

SoFi Technologies Inc. SWOT Analysis


Fintech Frontie
SoFi's comprehensive "one-stop shop" approach to personal finance is revolutionizing the industry, with a robust 82% gross profit margin
Growth Trajectory
Explore SoFi's impressive revenue growth and expanded user base, with analysts projecting potential revenue of $9 billion by 2030
Market Valuation
Delve into the debate surrounding SoFi's premium valuation, with price targets ranging from $9 to $17, reflecting diverse analyst perspectives
Strategic Integration
Uncover how SoFi's vertically integrated platform drives efficiency and supports its "land-and-expand" strategy for sustainable growth
Read full SWOT analysis

SoFi Technologies Inc. Earnings Call Summary for Q2/2025

  • SoFi Q2 2025 EPS of $0.08 beat forecasts by 33.33%; revenue grew 44% YoY to $858M, exceeding expectations
  • Stock surged 16.08% in pre-market trading to $23.10; company added 850,000 new members, reaching 11.7M total
  • Adjusted EBITDA rose 81% YoY to $249M; net income at $97M with 11% margin
  • Full-year 2025 guidance raised: projecting 30% member growth, $3.375B adjusted revenue, $960M adjusted EBITDA
  • CEO Anthony Noto emphasized strategic focus on product expansion and market reach for sustained growth
Last Updated: 29/07/2025, 14:56
Read Full Transcript

Compare SOFI to Peers and Sector

Metrics to compare
SOFI
Peers
Sector
Relationship
P/E Ratio
47.5x−6.4x9.6x
PEG Ratio
0.150.010.03
Price/Book
3.9x0.7x1.0x
Price / LTM Sales
8.8x1.2x2.8x
Upside (Analyst Target)
−7.7%57.4%11.3%
Fair Value Upside
Unlock21.6%1.3%Unlock

Analyst Ratings

6 Buy
11 Hold
5 Sell
Ratings:
22 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 20.11
(-10.74% Downside)

Earnings

Latest Release
Jul 29, 2025
EPS / Forecast
0.08 / 0.06
Revenue / Forecast
858.00M / 804.23M
EPS Revisions
Last 90 days

SOFI Income Statement

People Also Watch

105.34
HOOD
-2.01%
165.20
AMD
-0.81%
705.44
LLY
+0.32%
43.38
HIMS
+2.84%
344.47
MSTR
+2.35%

FAQ

What Stock Exchange Does SoFi Technologies Trade On?

SoFi Technologies is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for SoFi Technologies?

The stock symbol for SoFi Technologies is "SOFI."

What Is the SoFi Technologies Market Cap?

As of today, SoFi Technologies market cap is 27.01B.

What Is SoFi Technologies's Earnings Per Share (TTM)?

The SoFi Technologies EPS (TTM) is 0.51.

When Is the Next SoFi Technologies Earnings Date?

SoFi Technologies will release its next earnings report on 03 Nov 2025.

From a Technical Analysis Perspective, Is SOFI a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has SoFi Technologies Stock Split?

SoFi Technologies has split 0 times.

How Many Employees Does SoFi Technologies Have?

SoFi Technologies has 5000 employees.

What is the current trading status of SoFi Technologies (SOFI)?

As of 20 Aug 2025, SoFi Technologies (SOFI) is trading at a price of 22.53, with a previous close of 22.75. The stock has fluctuated within a day range of 21.21 to 22.72, while its 52-week range spans from 6.75 to 25.11.

What Is SoFi Technologies (SOFI) Price Target According to Analysts?

The average 12-month price target for SoFi Technologies is USD20.11111, with a high estimate of USD30 and a low estimate of USD6. 6 analysts recommend buying the stock, while 5 suggest selling, leading to an overall rating of Neutral. The stock has an -10.74% Downside potential.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.