CFRA cuts Citi stock price target to $85, maintains Buy rating

Published 15/04/2025, 19:48
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On Tuesday, CFRA analyst Kenneth Leon adjusted the price target for Citi (NYSE:C) shares, reducing it to $85 from the previous $90 while maintaining a Buy rating on the stock. The $123.28 billion banking giant currently trades at a P/E ratio of 10.84, according to InvestingPro data. The revision comes in response to a tighter risk premium due to global market uncertainties and is based on a forward price-to-earnings (P/E) multiple of 11.3 times, which is slightly higher than the five-year historical average of 10.1 times.

Leon provided an update on the earnings per share (EPS) estimates, increasing the 2025 EPS projection by $0.05 to $7.55 and decreasing the 2026 forecast by $0.20 to $8.80. These adjustments reflect his views on the bank’s revenue projections, which are set at $84.0 billion for 2025 and $86.5 billion for 2026. Citi recently reported first-quarter earnings for 2025, with an EPS of $1.96, surpassing the consensus estimate of $1.85. The bank also saw a 3% year-over-year increase in total revenue, with growth noted across all business segments. The stock has shown resilience with a 7.57% gain over the past week, while maintaining a solid 3.54% dividend yield.

The analyst highlighted Citi’s robust capital position, pointing to a Common Equity Tier 1 (CET1) ratio of 13.4%. Moreover, Leon noted that Citi’s shares are currently trading at a significant discount to the tangible book value, which stands at $91.52. He believes that this, combined with the bank’s financial health, presents an attractive investment opportunity for potential buyers.

Citi’s performance in the first quarter of 2025 is indicative of its operational strength and the bank’s ability to generate revenue growth amidst a challenging global economic landscape. Leon’s maintained Buy rating suggests confidence in the bank’s future performance despite the slight reduction in the price target. The new price target of $85 reflects a more cautious outlook while still recognizing the bank’s value and potential for investors.

In other recent news, Citigroup Inc. reported its first-quarter 2025 earnings, surpassing analysts’ expectations. The company announced an earnings per share (EPS) of $1.96, exceeding the projected $1.86. Citigroup’s revenue also beat forecasts, reaching $21.6 billion compared to the anticipated $21.3 billion. The bank returned $2.8 billion to shareholders, including $1.75 billion in buybacks, demonstrating a strong commitment to capital return. Citigroup has set a full-year revenue guidance of $83.1 billion to $84.1 billion. The company aims for a Return on Tangible Common Equity (ROTCE) of 10-11% by 2026. Jane Fraser, Citigroup’s CEO, emphasized the firm’s resilience and strategic execution in a challenging macroeconomic environment. These recent developments highlight Citigroup’s ongoing efforts to maintain a competitive edge in the financial sector.

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