Citi stock price target maintained at $100 by UBS after strong earnings

Published 15/10/2025, 15:24
Citi stock price target maintained at $100 by UBS after strong earnings

Investing.com - UBS has reiterated its Neutral rating and $100.00 price target on Citi (NYSE:C), a banking giant with a market capitalization of $179.9 billion, following the bank’s quarterly earnings report that exceeded analyst expectations. According to InvestingPro data, Citi has delivered an impressive 64% return over the past year.

Citi reported core earnings per share of $2.24, excluding a $726 million pre-tax goodwill impairment related to the 25% stake sale in Banamex. The bank’s pre-provision net revenue beat consensus estimates by 17%, driven by strong fee income and solid net interest income. Trading at a P/E ratio of 14.6 and offering a 2.4% dividend yield, Citi maintains its position as a prominent player in the banking sector.

Markets revenues reached $5.6 billion, surpassing consensus by 9%, with fixed income, currencies and commodities trading exceeding expectations by 7% and equities trading outperforming by 13%. Services revenues totaled $5.4 billion, while investment banking fees came in 8% better than expected, primarily due to debt capital markets strength.

Citi’s US Personal Banking unit generated revenues of $5.3 billion, 2% above analyst estimates, while Wealth Management contributed $2.2 billion. Core expenses of $13.6 billion aligned with UBS’s estimates.

The bank has revised its outlook upward, now expecting revenues to exceed its previous guidance of $84 billion and expenses to surpass its earlier projection of $56.4 billion. Citi also repurchased $5 billion worth of stock during the quarter, compared to consensus expectations of $4.1 billion. With revenue growth of 9.2% and six analysts revising earnings upward, detailed analysis of Citi’s potential is available through InvestingPro’s comprehensive research reports, which cover over 1,400 US stocks.

In other recent news, Citigroup Inc. reported its third-quarter 2025 earnings, surpassing analysts’ expectations with an adjusted earnings per share (EPS) of $2.24, compared to a forecast of $1.75. The company’s revenue also exceeded projections, reaching $22.09 billion against the expected $21.05 billion. Following this strong performance, several firms have adjusted their price targets for Citi. Piper Sandler raised its price target to $110 from $107, while maintaining an Overweight rating, despite slightly reducing its 2025 EPS estimate. TD Cowen also increased its price target to $110 from $105, noting the bank’s better-than-expected core earnings. Morgan Stanley set a new price target of $134, applying an 11x earnings multiple to its 2027 EPS estimate. BofA Securities raised its price target to $120 from $115, highlighting Citi’s 17% increase in core EPS compared to their estimates. These developments reflect a positive outlook on Citi’s financial performance and future prospects.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers
© 2007-2025 - Fusion Media Limited. All Rights Reserved.