Citi stock price target raised to $110 from $93 at CFRA on strong Q2 results

Published 15/07/2025, 19:40
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Investing.com - CFRA has raised its price target on Citi (NYSE:C) to $110.00 from $93.00 while maintaining a Buy rating following the bank’s strong second-quarter performance. The stock, currently trading at $91.44, has shown impressive momentum with a 26.17% gain year-to-date, and according to InvestingPro analysis, appears undervalued based on its Fair Value estimate.

The research firm cited improved execution of Citi’s strategy and successful business streamlining as key factors supporting the higher valuation. CFRA is applying a forward price-to-earnings ratio of 11.5x its 2026 earnings estimate, in line with the bank’s five-year historic normalized average. The bank, with a current market capitalization of $170.73B and P/E ratio of 14.17x, continues to demonstrate strong market presence.Discover more insights about Citi and access comprehensive analysis with InvestingPro, which offers 12 additional investment tips and detailed financial metrics.

CFRA has increased its earnings per share estimates for Citi, raising its 2025 projection by $0.20 to $7.75 and its 2026 forecast by $0.60 to $9.60. The firm also noted it is moving to new ground on price to net tangible book value at a premium of 1.2x the NTBV at $94.16 per share.

In the Federal Reserve’s June stress test results, Citi demonstrated financial strength with a projected minimum CET1 ratio of 10.8% and a supplementary leverage ratio of 4.5%, according to CFRA.

Following these stress test results, Citi’s board of directors authorized a quarterly dividend increase of 7.1% to $0.60 per share, further reflecting the bank’s improved financial position. The current dividend yield stands at 2.56%, with the bank maintaining consistent dividend payments for 15 consecutive years.

In other recent news, Citigroup Inc. reported strong financial results for the second quarter of 2025, exceeding market expectations. The bank achieved earnings per share of $1.96, surpassing the projected $1.61, and reported revenue of $21.67 billion, which was above the anticipated $20.94 billion. Citigroup also announced the launch of new digital asset services and a credit card product. The bank’s strategic focus on digital innovation and investment banking contributed to its positive results, with three out of five divisions reporting record revenues. Analysts have noted that Citigroup’s performance reflects its ability to capitalize on market opportunities and effectively execute strategic initiatives. Looking ahead, Citigroup forecasts full-year revenues of approximately $84 billion and plans to continue investing in digital assets and wealth management technologies. The bank remains committed to a $20 billion share repurchase program, emphasizing its focus on returning capital to shareholders.

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