Citizens JMP raises Affirm stock price target to $105 on strong growth

Published 29/08/2025, 09:52
Citizens JMP raises Affirm stock price target to $105 on strong growth

Investing.com - Citizens JMP analyst raised the price target on Affirm Holdings Inc. (NASDAQ:AFRM) to $105.00 from $75.00 while maintaining a Market Outperform rating. The stock, currently trading at $79.99 with a market cap of $25.92 billion, has delivered an impressive 92% return over the past year according to InvestingPro data.

The price target increase follows Affirm’s F4Q25 results, which showed exceptional and accelerating Gross Merchandise Volume (GMV) growth of 43% compared to 36% in the third quarter.

The company delivered better-than-expected top- and bottom-line results, with Citizens JMP noting no weaknesses across consumer demand, borrower profiles, credit performance, product mix, merchant marketing spend, funding outlook, or operating leverage.

Citizens JMP expressed confidence in Affirm’s sustained execution, secular adoption, expanding operating leverage, and stable consumer environment, which continue to drive better-than-expected growth.

The firm also highlighted Affirm’s initial FY26 (June) guidance as further evidence of strong performance, leading to the significant 40% increase in the price target.

In other recent news, Affirm Holdings Inc. reported its fourth-quarter earnings for fiscal year 2025, surpassing expectations. The company achieved earnings per share of $0.20, significantly beating the forecast of $0.12. Affirm’s revenue also exceeded projections, reaching $876.42 million compared to the anticipated $834.35 million. These results highlight the company’s strategic innovations and robust consumer demand. Additionally, the performance led to a positive reaction in after-hours trading. The financial community will likely be attentive to these developments, given the considerable earnings surprise of 66.67%. Investors may also take note of the company’s continued growth trajectory.

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