DA Davidson maintains $8 target on Open Lending stock

Published 31/03/2025, 15:46
DA Davidson maintains $8 target on Open Lending stock

On Monday, DA Davidson reaffirmed their Buy rating on Open Lending (NASDAQ:LPRO) with a steady price target of $8.00. The stock, currently trading at $2.79 and down over 53% year-to-date, is trading below its InvestingPro Fair Value, suggesting potential upside opportunity. Analyst Peter Heckmann expressed anticipation for the company’s fourth-quarter 2024 earnings report, which is scheduled to be released after the market closes on March 31, 2025. The company, maintaining a robust gross profit margin of 76% and strong liquidity with a current ratio of 9.42, is expected to provide financial forecasts for the first quarter and potentially a broader perspective for 2025.

Heckmann noted the potential need to adjust the firm’s 2025 projections in light of anticipated new tariffs on imported autos and auto parts, which could affect the broader economy. Despite these challenges, he suggested that the over 50% year-to-date decline in Open Lending’s stock price might be an excessive market reaction. InvestingPro analysis reveals the stock is currently trading near its 52-week low of $2.72, with technical indicators suggesting oversold conditions.

The company’s upcoming earnings report is closely watched as it will include not only the past quarter’s performance but also guidance that could shape investor expectations for the future. Open Lending’s management is poised to outline their financial expectations, offering insights that will be crucial for stakeholders. Get deeper insights into Open Lending’s financial health and 13 additional exclusive ProTips with an InvestingPro subscription.

Investors and analysts alike are keen to understand how external economic factors, such as new tariffs, could influence Open Lending’s business. The anticipation of a revised forecast following the earnings results highlights the impact of global trade policies on individual companies.

Heckmann’s commentary underscores a sense of opportunity in the current valuation of Open Lending’s shares. The affirmation of the $8.00 price target suggests that DA Davidson sees potential for recovery or growth despite the current economic headwinds and market sentiment.

In other recent news, Open Lending has been in the spotlight due to several significant developments. The company announced a delay in releasing its fourth-quarter 2024 earnings report, initially scheduled for earlier this week, citing the need for more time to finalize its financial statements. This postponement has raised concerns among investors, particularly regarding the company’s profit share revenue and related contract assets. Jefferies downgraded Open Lending’s stock from Buy to Hold, reducing the price target to $3.70, reflecting operational uncertainties and industry challenges. Meanwhile, BTIG maintained a Neutral rating, expressing skepticism about any positive adjustments in profit share. On a more optimistic note, Needham upgraded the stock to Buy with a $7.00 price target, citing improvements in the auto lending market and expected growth in loan certification volumes. DA Davidson also maintained a Buy rating, with an $8.00 price target, emphasizing the company’s commitment to transparency and timely financial reporting. These recent developments have kept investors closely monitoring Open Lending’s next moves.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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